Compare Invoice Finance
Compare invoice finance products from the high street and alternative lenders. Release 95% of the value of your outstanding invoices up to £5 million.
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21 products available to compare
Lloyds Bank
Invoice Factoring
Must have a turnover of at least £50k pa. Receive up to 90% of your invoice value. Fees and charges do not apply to clients who typically have an annual turnover greater than £25m. Fully confidential.
Your company must have a turnover of at least £50,000 pa
Santander
Invoice Financing
We release up to 85% of invoice value and you can track your account online 24/7 with our secure client access service. When your customer pays, we release the other 15% minus a small fee.
For loans between £5000 and £1000000 the typical rate is 8.6%.
Barclays Commercial
Invoice Discounting
Using a computerized credit control system. Suitable industries include manufacturers, wholesalers, transport firms, employment agencies, providers of business services. You must be a UK based business. Funding up to 90% of the value of approved invoices.
You are a UK based business
Skipton Business Finance
Invoice Discounting
Completely confidential so your customers don't know about our presence. Up to 90% invoice value with the remaining 10% when your customer pays.
For loans between £5000 and £1000000 the typical rate is 8.6%.
Metro Bank
Invoice Financing
Fund anyone from a start-up to Plc, we don't need your first year's accounts. Up to 85% within 24 hours. Leave with 28 days notice. No interest charged while your money clears. You pay interest on the money we advance you (discount fee) and a service fee.
Funding for a start-up to a Plc and we don't need your first years accounts
NatWest
Invoice Factoring
You could get up to 90% of the money you’re owed within 24 hours
Close Brothers
Invoice Factoring
Open to businesses with a turnover of £250k - £2m. Service fee of about 0.5 - 2% and discounting fees of 2.5 - 3.5% apply. Send us your invoices and get up to 90% on the same day and get the balance when your customer pays.
You must have an annual turnover of at least £250k
HSBC
Business Invoice Factoring
Open to start-ups and established businesses with a projected turnover of at least £500k. Get up to 90% of the invoice value the next working day. Arrangement fees apply.
Your business's projected turnover must be at least £500k (including start-ups)
Hitachi Capital Business Finance
Invoice Finance
Hitachi Capital Business Finance offers a flexible funding solutions are designed to fit around the needs of your business. They offer a simple online application process with straightforward repayment options, speedy release of funds and no hidden fees.
Release up to 90% of unpaid invoices in 24 hours
Bibby Financial Services
Invoice Finance
Bibby Financial Services offers factoring, discounting, forward finance, construction finance, export finance and recruitment finance
Innovation Finance
Invoice Discounting
Up to 90% of your invoice value can be in your bank within 24 hours. Usually confidential so your customers don't know about us. 6 month trial period.
For loans between £5000 and £1000000 the typical rate is 8.6%.
Just Cash Flow
Invoice Finance
Just Cash Flow PLC is a responsible specialist lender to UK Businesses. They offer flexible funding solutions to businesses to help them manage their cash flow. This means you can concentrate on running your business and not how you finance it. And they'll work with you supporting your longer term funding challenges.
Interest rates from just 0.06% per day
Ultimate Finance
Invoice Financing
Interest rates from 1.5% per month and 36.8%APR. Repay the loan over a term of 12 months and borrow £5 - £100k. No set up fees or early repayment fees. Ltd's and LLP's only. If successful get approval by next working day. Must accept debit card payments.
You must be at least 18 years old
Spotcap
Invoice Factoring
Your business needs to have been trading for at least 2 years and have an annual turnover of at least £250k. Your business also must have a bank account for the money to be transferred to. £10k - £150k for 7 - 15 months.
You must be at least 18 years old
Investly
Invoice Financing
Upwards of £1k with up to 98.4% paid directly into your account. We offer competitive fees typically 1.65-2.6% on a 30 day invoice. No reserves or hidden fees. Apply today in less than 5 minutes and receive a credit offer. Get funds within 24 hours.
For loans between £5000 and £1000000 the typical rate is 8.6%.
MarketInvoice
Confidential Invoice Discounting
An ongoing funding solution. Get a confidential, whole ledger invoice discounting facility. It’s a great fit for businesses with regular cash flow needs, as it’s secured against all your outstanding invoices.
Straightforward costs - no hidden fees, no surprises
MarketInvoice
Selective Invoice Discounting
Get choice over which invoice to fund, without having to commit your entire sales ledger. It's a great solution if you have seasonal or more occasional cash flow needs.
It only takes minutes to sign up, even less if you apply using online accounting software like Xero, Sage or Quickbooks.
Satago
Invoice Financing
Get 85% of the invoice value. Funding from £500 - £100k for up to 60 days when you get paid. When your client pays you, we release the other 15% minus a small 2 - 4% fee.
For loans between £5000 and £1000000 the typical rate is 8.6%.
inFund
Invoice Finance
Gaining finance without a long-standing credit history can be difficult. inFund meets this challenge head-on, with a smart new approach. More than just a line of credit or finance, much more. inFund has created a smart finance offering that draws together real-time data, real-world risk-profiling and can-do approach to helping you grow. At inFund they recognise the need for fast and responsive answers to your borrowing needs.
There's Never a No - unlike traditional credit scoring, as used by the banking institutions, inFund has created a smart Credit Ecosystem that works for you. Say goodbye to the fear of declined applications, hello to a partner that wants to say yes
invocap
Invoice Financing
Sign up in less than 5 minutes. If you get approved you'll be provided with a credit limit. You can use the invoices in your account to take a cash advance and cash is normally sent within 1 hour. Funding invoices from £1k - £50k for 1 - 12 months. Apply!
For loans between £5000 and £1000000 the typical rate is 8.6%.
Learn more about our excellent providers
Spotcap empowers SMEs with tailored finance, allowing them to focus on what really matters – their business. They are fuelled by a fundamental belief that easy access to financing products is beneficial to business owners. Today business owners want a quicker, more versatile approach to borrowing. Spotcap provide fully unsecured business loans and use technology to make the lending process straightforward and swift. They base their decision on recent business performance rather than business pla...
Learn MoreSkipton Business Finance is part of Skipton Building Society and offers invoice factoring and invoice discounting to UK based businesses. Their solutions offer businesses quick access to flexible funding allowing client to conduct their everyday business without the strain of cash flow issues and they continue to be a UK-leading financier in the invoice finance market and is keen to maintain its position as a major, client-focused organisation in the UK. Skipton Business Finance can support smal...
Learn MoreSatago is an invoice finance lender that offers a technically advanced invoice finance system via its platform, which is designed to help businesses manage their cashflow. Satago’s online platform facilitates the provision of invoice financing and sends automated reminders to customers in relation to unpaid invoices as well as reporting to suppliers on outstanding invoices and providing credit reports setting out risk levels of customers. They can support small to large sized UK based businesses...
Learn MoreSantander Corporate & Commercial believes that customers should be at the heart of all that they do, and they want to create a new banking standard in which customer relationships come first. It takes deposits in the UK and only lend to UK businesses and individuals and their success is built on a focus on retail and commercial banking. Santander Corporate & Commercial offers commercial mortgages, asset finance, business current accounts and savings accounts, invoice finance, business loans, ove...
Learn MoreNatWest is a major retail and commercial bank and is considered one of the big four clearing banks in the UK. They offer commercial mortgages, business current accounts and savings accounts, foreign money transmission, business loans, asset finance, invoice finance, credit cards with online banking features. The bank is rated 10th on overall service quality in an independent survey by BVA BDRC and are part of the FSCS scheme so your money is protected. NatWest can help small businesses and sole ...
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Metro Bank is a different kind of high street bank. A bank with stores that are open when it suits you, 7 days a week. A bank where you can walk in without an appointment and walk out with a working account, debit card and all. A bank that tells you exactly what you’re getting, in language that actually makes sense. A bank that puts you first. Metro Bank offers bank accounts, deposit accounts and commercial property finance for UK based small to large sized businesses that meet their criteria.
Learn MoreMarketInvoice has a vision for entrepreneurs to have the time to build the world we all want to live in. That’s why they’re making it quick and easy to get funding through their invoice finance and business loans. So entrepreneurs can get on with growing their business, instead of having to worry about cash flow. They are here to unlock the endless possibilities that arise when entrepreneurs have time to focus on what they love. MarketInvoice can support small to large sized UK based businesses ...
Learn MoreLloyds Bank is a retail and commercial bank and is considered one of the big four clearing banks in the UK. They offer commercial mortgages, asset finance, business current accounts, savings accounts, overdrafts, credit cards and foreign money transmission. The bank can help any business, including corporate businesses and businesses with a turnover of £25,000,000+. They are rated 4th on overall service quality in an independent survey by BVA BDRC.
Learn MoreJust Cash Flow is your alternative to a bank overdraft or business loan. They are responsible specialist lender to UK businesses, and offers flexible funding solutions to businesses to help them manage cash flow. This means you can concentrate on running your business and not how you finance it, they work with you supporting your longer term funding challenges. Just Cash Flow support small to large sized UK businesses that meet their criteria.
Learn MoreInvestly offers invoice financing to businesses registered in the UK that have been trading for over 6 months. Their invoice financing can help you with faster business growth, you can hire more staff and win new contracts, better supplier payment terms as many suppliers and efficient payroll. You’ll receive a quick decision or offer in 1 - 3 working days. Investly can support small to large sized businesses that meet their criteria.
Learn MoreInnovation Finance bridges your cashflow by providing your business with up to 90% of your invoice value within 24 hours. They are an invoice finance lender that offers invoice factoring and invoice discounting and bad debt protection and supports small to large size UK based businesses that meet their criteria. You can get a 6 month trial period to see if invoice finance is right for your business.
Learn MoreHitachi Capital Business Finance offers flexible financial solutions for your business. Whether you’re looking to release cash from your invoices, invest in new equipment without tying up capital, or want to grow your business, they’re there to help reach your goals. Their flexible funding solutions are designed to fit around the needs of your business. They provide business loans, asset finance and invoice finance to UK based small to large sized businesses that meet their criteria.
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