How It Works
Tell us about you and your business with our quick and easy online form.
Our adviser will provide you with a quote from a panel of top providers in the UK.
We will guide your case through the underwriting process.
Peace of mind to know that you are protected.
Frequently Asked Questions
Need answers? We got 'em.
The benefit is payable should an employee/director become unable to work due to accident or illness which resulted in a loss of earnings.
Up to 80% of the employee’s pre-incapacity earnings and dividends, as well as the option to include the employers NIC’s and pension contributions. You can also cover a spouse or registered civil partner’s gross earnings and or dividends (that would stop in the event of the employee being unable to work due to illness or injury).
The person covered must be an employee of a UK business, which can include salaried company directors. The product is designed to predominantly cover employees of Limited Companies. There are some scenarios where insurers may consider cover for dividends only.
Based on our current understanding of the tax rules that apply which could change in the future. The premiums that you pay will not be treated as a P11D expense for the employee.
Don't just take our word for it. Read our latest reviews.
I highly recommend Paul Misner of B2B. My refinancing was happening just as rates were rising. Paul provided excellent advice, calm guidance and was timely and professional in execution. The entire process was calm and constructive with Paul managing communication between the different parties. Thank you Paul Kind regards Alison
I have used David Holloway at B2B Finance for many years now and it is without doubt a 5 star service handling sourcing and arrangement of commercial mortgages for me. David (and B2B Finance) are a pleasure to deal with, going the extra mile and delivering a positive outcome. I have a built a strong and trusting relationship with David who would al...
Broker Andy Small Fantastic and dedicated service. Went above and beyond broker remit to compensate for poor solicitor. Very helpful and efficient. Will definitely use again, great aftercare also. 10/10 recommend Andy Small
Having recently completed a commercial purchase which was facilitated by Ian Brooks at B2B finance. Ian provided an exceptional service from start to finish ensuring the transaction was monitored on a daily basis all the way through to completion. Ian was in constant contact with me throughout the process whilst also liaising with the lender an...
Sincere appreciations to Jodie Stevenson of B2B Finance. I recently decided to take on a mortgage as a limited company, and working with Jodie was a pleasant experience, she's knowledgeable and personable. I am particularly impressed with how she offers well balanced and duly explained options, on a timely basis. It's been a pleasure working wit...
Mr Sanjiv Shah
Had been such a great experience from the beginning to the end of the transaction. Tim Leverett at B2B finance have been so cooperative on every step of completion. Will definitely use B2B for my next big loan switch, it has saved me over 60k and for sure have done justice for using B2b. Truly satisfied. Recommend to anyone and everyone. Queri...