Executive Income Protection
An Executive Income Protection plan offers a cost-effective way for an employer to continue to pay an employees salary. Premiums are paid, and the policy is owned, by the employer.
Frequently Asked QuestionsFCA authorised · FIBA member
Cost Efficient
Start your cover straight away from just £20pm
How It Works
Complete Online Enquiry
Tell us about you and your business with our quick and easy online form.
Receive Quote
Our adviser will provide you with a quote from a panel of top providers in the UK.
Support
We will guide your case through the underwriting process.
Protected
Peace of mind to know that you are protected.
Frequently Asked Questions
Need answers? We got 'em.
The benefit is payable should an employee/director become unable to work due to accident or illness which resulted in a loss of earnings.
Up to 80% of the employee’s pre-incapacity earnings and dividends, as well as the option to include the employers NIC’s and pension contributions. You can also cover a spouse or registered civil partner’s gross earnings and or dividends (that would stop in the event of the employee being unable to work due to illness or injury).
The person covered must be an employee of a UK business, which can include salaried company directors. The product is designed to predominantly cover employees of Limited Companies. There are some scenarios where insurers may consider cover for dividends only.
Based on our current understanding of the tax rules that apply which could change in the future. The premiums that you pay will not be treated as a P11D expense for the employee.
Excellent Service
Don't just take our word for it. Read our latest reviews.
Rated 4.00 stars out of 5
“Tim is very personable and quick to respond to questions. He also continues to support throughout any financial process he has recommended. I trust his advice.”
Jolyon Harrington
Rated 5.00 stars out of 5
“Darren Lund has been sensational for me and my business. He has worked several miracles in the last year. We wouldn't want anyone else to help us. Not only is he super patient he is very understanding too. Top work by a top guy. ”
Liam Mulligan
Rated 5.00 stars out of 5
“been working with Liz at B2B for 5-6 years now - wouldnt bother going anywhere else- personalised treatment, always available and great research doneon our behalf. Thanks Liz. ”
Anonymous
Rated 5.00 stars out of 5
“Thank you Andy Small for your guidance through out the process and always checking and ensuring things are running smoothly. I will definately use you again. ”
Maureen
Rated 5.00 stars out of 5
“Iain was great through the entire process on the refinancing of two commercial properties. He was very responsive to any queries and maintained good communications at all times. We would certainly use Iain again. ”
Anonymous
Rated 5.00 stars out of 5
“Ben Jones was extremely helpful and proficient throughout the process. I look forward to working with him again.”