Executive Income Protection
An Executive Income Protection plan offers a cost-effective way for an employer to continue to pay an employees salary. Premiums are paid, and the policy is owned, by the employer.
Frequently Asked QuestionsCost Efficient
Start your cover straight away from just £20pm
How It Works
Tell us about you and your business with our quick and easy online form.
Our adviser will provide you with a quote from a panel of top providers in the UK.
We will guide your case through the underwriting process.
Peace of mind to know that you are protected.
Frequently Asked Questions
Need answers? We got 'em.
The benefit is payable should an employee/director become unable to work due to accident or illness which resulted in a loss of earnings.
Up to 80% of the employee’s pre-incapacity earnings and dividends, as well as the option to include the employers NIC’s and pension contributions. You can also cover a spouse or registered civil partner’s gross earnings and or dividends (that would stop in the event of the employee being unable to work due to illness or injury).
The person covered must be an employee of a UK business, which can include salaried company directors. The product is designed to predominantly cover employees of Limited Companies. There are some scenarios where insurers may consider cover for dividends only.
Based on our current understanding of the tax rules that apply which could change in the future. The premiums that you pay will not be treated as a P11D expense for the employee.
Excellent Service
Don't just take our word for it. Read our latest reviews.
Milan Solanki
Rated 5.00 stars out of 5
Paul Misner is the best in the business. Really honest and balanced advice from start to finish. And kept me in the loop throughout the process. Always on top of everything. Highly recommed
Celine Elon
Rated 5.00 stars out of 5
"I met theresachin recovery group through a recommendation from my DCI brother-in-law. He had seen me go through thick and thin to get the funds snatched away in seconds by a lazy fraudulent "company", called Algoforex. He went through his police forensics and records until he came up with one final name, theresachin recovery group, who is the top-...
"Philip Letton"
Rated 5.00 stars out of 5
Our Advisor was Iain Humber. He was extremely professional and a pleasure to work with. He was very punctual with emails and phone communication. He gave good advice and accessed the best rates available. He has a good knowledge of the loan companies and who they will lend to. I intend to use his services again in the near future.
Paul
Rated 5.00 stars out of 5
Great service, advice and professionalism
John Tracey
Rated 5.00 stars out of 5
Great service and advice. All options from whole of market given. Easy process and great outcome. Would recommend to anyone.
"Rachel Owen"
Rated 5.00 stars out of 5
Couldn’t thank Iain and Jo enough for all they did for me, would definitely use again and recommend to anybody, they have been fantastic. Thank you so much!