Skip Navigation

Executive Income Protection

An Executive Income Protection plan offers a cost-effective way for an employer to continue to pay an employees salary. Premiums are paid, and the policy is owned, by the employer.

Frequently Asked Questions

Excellent

Reviews.co.uk logo

497 reviews

Protection for directors and employees
If you fell ill, how would your business pay you?
Protect your salary and pay no benefit in kind tax
Keep your business stable while you recover from an accident or illness

Cost Efficient

Start your cover straight away from just £20pm

Age 30
benefit amount
£3,500 pm
Deferred period
26 weeks
Paid until
Age 65
cost
£39 pm
Age 40
benefit amount
£3,500 pm
Deferred period
26 weeks
Paid until
Age 65
cost
£62 pm
Age 50
benefit amount
£3,500 pm
Deferred period
26 weeks
Paid until
Age 65
cost
£108 pm

How It Works

Complete Online Enquiry

Tell us about you and your business with our quick and easy online form.

Receive Quote

Our adviser will provide you with a quote from a panel of top providers in the UK.

Support

We will guide your case through the underwriting process.

Protected

Peace of mind to know that you are protected.

Get Quote

Frequently Asked Questions

Need answers? We got 'em.

The benefit is payable should an employee/director become unable to work due to accident or illness which resulted in a loss of earnings.

Up to 80% of the employee’s pre-incapacity earnings and dividends, as well as the option to include the employers NIC’s and pension contributions. You can also cover a spouse or registered civil partner’s gross earnings and or dividends (that would stop in the event of the employee being unable to work due to illness or injury).

The person covered must be an employee of a UK business, which can include salaried company directors. The product is designed to predominantly cover employees of Limited Companies. There are some scenarios where insurers may consider cover for dividends only.

Based on our current understanding of the tax rules that apply which could change in the future. The premiums that you pay will not be treated as a P11D expense for the employee.

In the event of a claim, the benefit would get paid tax free into the company. However when the company pays the benefit to the employee, standard tax rules apply.

Excellent Service

Don't just take our word for it. Read our latest reviews.

Matthew wilkinson
Rated 5.00 stars out of 5

had a fantastic experience with B2B Finance. From the start Hardeep was incredibly, personable, helpful and knowledgable, she helped me at every step and I wouldn’t deal with anyone else I appreciate B2B Finance And a look forward to continue working with Hardeep. Thank you

Jemma Goulding
Rated 5.00 stars out of 5

Iain (Humber) has been such a great help with arranging a few re-mortgages for us to look at and eventually go ahead with. The whole process was a smooth one, and we very much appreciate his help and quick responses. I would 100% recommend Iain to anyone who requires financial advise etc.

Ram Godhania
Rated 5.00 stars out of 5

I have dealt with Amanda Worthington she fantastic very quickly got me offers on application. she best for Mortgages I would like to Thank You for your support. I would highly recommend her for mortgage financial services

Matthew
Rated 5.00 stars out of 5

had a fantastic experience with B2B Finance. From the start Hardeep was incredibly, personable, helpful and knowledgable, she helped me through each step of requiring the mortgage and I wouldn’t go with another broker now I have used her

Nick Porter
Rated 5.00 stars out of 5

Tim Leverett was brilliant. I've worked with Tim a couple of times now and have been really impressed with him. Sound advice, extensive experience, and a great working relationship with Lenders so he helps get any problems sorted. Highly recommend

James West
Rated 5.00 stars out of 5

We have been very impressed with the service provided by B2Bfinance. Our broker, Iain Humber, was extremely helpful and made the process of securing commercial funding as straightforward as possible.

Rated 4.91 out of 5 based on 497 reviews

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

About Us

Legalwebb UK Ltd T/A B2Bfinance.com is authorised and fully regulated by the FCA. Ref: 734694.

B2Bfinance.com operates as a commercial finance broker and is not a lender. B2Bfinance.com is a full member of the financial intermediary and broker association (FIBA) and operates under its code of practice.

Contact Info
  • 0116 298 7376
  • info@b2bfinance.com
  • B2Bfinance.com, 169 London Road, Leicester, LE2 1EG
  • Monday - Friday, 9am - 5pm
Copyright © 2022 Legalwebb UK LTD. All rights reserved.