VAT Loan
Let us help you find the best rate on your VAT Loan.
Frequently Asked QuestionsExcellent
4.93 from 626 reviews
FCA authorised · FIBA member
VAT Due
100%Terms up to
6 MonthsLoans from
£20kHow It Works
With our simple form, case management tools, and expert advisers; finding asset funding has never been simpler.
Tell us what you need
Complete the quote form and let us know about your requirements.
Indicative quote
We'll review your requirements and gather terms from various lenders.
Accept terms
Accept the terms you are happy with and sign paperwork.
Funds Sent to HMRC
Once everything is approved, the process will be completed by releasing funds and making the facility live.
Frequently Asked Questions
Need answers? We got 'em.
The VAT bill on some commercial property transactions can be huge. This usually comes at a time when cash is needed to pay for a deposit, stamp duty and legals. Why not bridge the VAT element of the transaction and suffer a small amount of interest, rather than tying up cash for up to 3 months.
In some cases we can arrange funding to clear any arrears that have built up with HMRC and avoid late payment fines.
Yes, providing the directors/shareholders are willing to provide a personal guarantee, a start up business can borrow for VAT.
The current UK VAT threshold is £85,000, so if your turnover is higher than this amount you will need to start to charge VAT. When a business starts to charge VAT they generally use the additional income in the day-to-day running of the business. This can lead to a cash flow issue when suddenly a large amount needs to be paid to HMRC at the end of the VAT quarter. This is where a VAT loan comes in. The loan is paid directly to HMRC and the business has an additional 1-6 months to pay the lender.
Don't just take our word for it
Excellent service, rated by UK businesses
Rated 4.00 stars out of 5
“Tim is very personable and quick to respond to questions. He also continues to support throughout any financial process he has recommended. I trust his advice.”
Jolyon Harrington
Rated 5.00 stars out of 5
“Darren Lund has been sensational for me and my business. He has worked several miracles in the last year. We wouldn't want anyone else to help us. Not only is he super patient he is very understanding too. Top work by a top guy. ”
Liam Mulligan
Rated 5.00 stars out of 5
“been working with Liz at B2B for 5-6 years now - wouldnt bother going anywhere else- personalised treatment, always available and great research doneon our behalf. Thanks Liz. ”
Anonymous
Rated 5.00 stars out of 5
“Thank you Andy Small for your guidance through out the process and always checking and ensuring things are running smoothly. I will definately use you again. ”
Maureen
Rated 5.00 stars out of 5
“Iain was great through the entire process on the refinancing of two commercial properties. He was very responsive to any queries and maintained good communications at all times. We would certainly use Iain again. ”
Anonymous
Rated 5.00 stars out of 5
“Ben Jones was extremely helpful and proficient throughout the process. I look forward to working with him again.”