Bridging Loans
Let us help you find the cheapest, fastest most flexible bridge lender.
Frequently Asked QuestionsExcellent
550 reviews
Lenders
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With our simple form, case management tools, and expert advisers; finding funding has never been simpler.
Let us know about you and what you would like to achieve.
Your assigned adviser will issue an indicative quote.
Review your offers and choose the best for you.
Valuations are conducted, formal offers made, funds are drawn.
Frequently Asked Questions
Need answers? We got 'em.
Bridging loans are a type of short-term property backed loan. They are no different to long term mortgages in that they are secured by a first charge, or a second charge against your property. Because they are secured, the same steps of valuation and preparation of a legal charge deed have to be taken as with a normal term mortgage.
However, bridging loans are designed to be arranged quickly, and to run for a 1-36-month duration. Interest is taken from the loan balance at the start of the term, with the option to pay back the balance at any time, usually with no exit penalties. As the loan duration increases past 18 months most lenders look for the loan to be serviced with monthly interest payments. Because interest payments are already taken from the loan balance, there are usually no affordability checks.
Bridging loans can be used to help businesses bridge the gap between making a purchase and other funds becoming available. They are often used to buy one property while you wait to sell another.
Property development
Refurbishment
Paying a tax bill
Bridging loans are used by property developers at auctions who need to pay a deposit to secure their purchase at short notice.
Protect Your Business
Business protection insurance protects your business against the illness, disability or death of its directors or employees. Effectively you get personal life and income protection cover paid for by your business, with various tax benefits.
Excellent Service
Don't just take our word for it. Read our latest reviews.
George Charalambous
Amanda was extremely helpful. She is good at communicating and helped me with my enquiry.
Andy
Used Amanda again to arrange finance on a holiday let. She's very patient, knows the market and gets on with arranging your finance without a fuss. Would recommend without doubt - she always works with your best interests at heart
Shane
I originally called on Iain Humber’s knowledge and services a few years ago when attempting to buy a commercial property at auction. We didn’t get it, but what shone through was his diligence, knowledge of the market and people skills. He has it all in abundance. So when another property came up, late last year, I didn’t hesitate to call Iain and w...
HR Homes Limited
B2Bfinance were efficient at finding competitive mortgage products for B2L and Commercial mortgages within a limited company. Andy Small had great communication and was effective at making sure all communications from the lenders were quickly addressed.
Alison
I highly recommend Paul Misner of B2B. My refinancing was happening just as rates were rising. Paul provided excellent advice, calm guidance and was timely and professional in execution. The entire process was calm and constructive with Paul managing communication between the different parties. Thank you Paul Kind regards Alison
James A
I have used David Holloway at B2B Finance for many years now and it is without doubt a 5 star service handling sourcing and arrangement of commercial mortgages for me. David (and B2B Finance) are a pleasure to deal with, going the extra mile and delivering a positive outcome. I have a built a strong and trusting relationship with David who would al...