Bridging Loans
Let us help you find the cheapest, fastest most flexible bridge lender.
Frequently Asked QuestionsExcellent
577 reviews
Lenders
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7 daysRates from
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With our simple form, case management tools, and expert advisers; finding funding has never been simpler.
Let us know about you and what you would like to achieve.
Your assigned adviser will issue an indicative quote.
Review your offers and choose the best for you.
Valuations are conducted, formal offers made, funds are drawn.
Frequently Asked Questions
Need answers? We got 'em.
Bridging loans are a type of short-term property backed loan. They are no different to long term mortgages in that they are secured by a first charge, or a second charge against your property. Because they are secured, the same steps of valuation and preparation of a legal charge deed have to be taken as with a normal term mortgage.
However, bridging loans are designed to be arranged quickly, and to run for a 1-36-month duration. Interest is taken from the loan balance at the start of the term, with the option to pay back the balance at any time, usually with no exit penalties. As the loan duration increases past 18 months most lenders look for the loan to be serviced with monthly interest payments. Because interest payments are already taken from the loan balance, there are usually no affordability checks.
Bridging loans can be used to help businesses bridge the gap between making a purchase and other funds becoming available. They are often used to buy one property while you wait to sell another.
Property development
Refurbishment
Paying a tax bill
Bridging loans are used by property developers at auctions who need to pay a deposit to secure their purchase at short notice.
Protect Your Business
Business protection insurance protects your business against the illness, disability or death of its directors or employees. Effectively you get personal life and income protection cover paid for by your business, with various tax benefits.
Excellent Service
Don't just take our word for it. Read our latest reviews.
Sarfraz Ahmed
Rated 5.00 stars out of 5
Had a great experience with B2B, David Holloway was an expert in the field and assisted us in securing finance for our business. A real professional outfit with knowledgeable and experienced people. Really happy with the outcome. Thanks B2B and David.
Longwood Capital Ltd
Rated 5.00 stars out of 5
Working with Jayne King has been an excellent experience, she supported us with advice and speedy responses to any queries, and guided us through all aspects of obtaining a mortgage for our first buy to let project. She kept us updated throughout the process, and ensured the project remained on track. Excellent service.
Khalida
Rated 5.00 stars out of 5
David Holloway, worked hard at getting my buy to let mortgage despite some absolute ridiculous hurdles places by various elements of the process. He was tenacious and got my mortgage across finish line. Thank you 🙏👍
"Ravikumar"
Rated 5.00 stars out of 5
Darren Lund is amazing chap Very helpful Always on the ball and answered all questions and transaction was so smooth I would definitely recommend him All the best
"Ravikumar"
Rated 5.00 stars out of 5
Darren Lund is amazing chap Very helpful Always on the ball and answered all questions and transaction was so smooth I would definitely recommend him All the best
Ak
Rated 5.00 stars out of 5
Amazing customer service