How It Works
With our simple form, case management tools, and expert advisers; finding funding has never been simpler.
Let us know about you and what you would like to achieve.
Your assigned adviser will issue an indicative quote.
Review your offers and choose the best for you.
Valuations are conducted, formal offers made, funds are drawn.
Don't just take our word for it. Read our latest reviews.
Highly recommended. Excellent service by Rebecca Jones. She helped me through every step of the process and gave me sound general advice where needed. I will use her services again.
We used B2B finance to remortgage a property in our company, the specific broker we used was Andrew Rayner, from the beginning to the end of the process Andrew was brilliant, very prompt and also very...
Thank to super efficient Jo Macarthy: In the middle of covid19 offer made within 24 hours and sorted with banking teams within a week. Very impressive. Went beyond and made other helpful suggestions t...
From initial contact to completing commercial mortgage was 8 weeks in total over the Xmas period as well, super service from David Holloway, Never waisting my time again with high street lenders AAAA+...
Frequently Asked Questions
Need answers? We got 'em.
Bridging loans are a type of short-term property backed loan. They are no different to long term mortgages in that they are secured by a first charge, or a second charge against your property. Because they are secured, the same steps of valuation and preparation of a legal charge deed have to be taken as with a normal term mortgage.
However, bridging loans are designed to be arranged quickly, and to run for a 1-36-month duration. Interest is taken from the loan balance at the start of the term, with the option to pay back the balance at any time, usually with no exit penalties. As the loan duration increases past 18 months most lenders look for the loan to be serviced with monthly interest payments. Because interest payments are already taken from the loan balance, there are usually no affordability checks.
Bridging loans can be used to help businesses bridge the gap between making a purchase and other funds becoming available. They are often used to buy one property while you wait to sell another.