Bridging Loans
Let us help you find the cheapest, fastest most flexible bridge lender.
Frequently Asked QuestionsExcellent
497 reviews
Lenders
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With our simple form, case management tools, and expert advisers; finding funding has never been simpler.
Let us know about you and what you would like to achieve.
Your assigned adviser will issue an indicative quote.
Review your offers and choose the best for you.
Valuations are conducted, formal offers made, funds are drawn.
Frequently Asked Questions
Need answers? We got 'em.
Bridging loans are a type of short-term property backed loan. They are no different to long term mortgages in that they are secured by a first charge, or a second charge against your property. Because they are secured, the same steps of valuation and preparation of a legal charge deed have to be taken as with a normal term mortgage.
However, bridging loans are designed to be arranged quickly, and to run for a 1-36-month duration. Interest is taken from the loan balance at the start of the term, with the option to pay back the balance at any time, usually with no exit penalties. As the loan duration increases past 18 months most lenders look for the loan to be serviced with monthly interest payments. Because interest payments are already taken from the loan balance, there are usually no affordability checks.
Bridging loans can be used to help businesses bridge the gap between making a purchase and other funds becoming available. They are often used to buy one property while you wait to sell another.
Property development
Refurbishment
Paying a tax bill
Bridging loans are used by property developers at auctions who need to pay a deposit to secure their purchase at short notice.
Protect Your Business
Business protection insurance protects your business against the illness, disability or death of its directors or employees. Effectively you get personal life and income protection cover paid for by your business, with various tax benefits.
Excellent Service
Don't just take our word for it. Read our latest reviews.
Matthew wilkinson
had a fantastic experience with B2B Finance. From the start Hardeep was incredibly, personable, helpful and knowledgable, she helped me at every step and I wouldn’t deal with anyone else I appreciate B2B Finance And a look forward to continue working with Hardeep. Thank you
Jemma Goulding
Iain (Humber) has been such a great help with arranging a few re-mortgages for us to look at and eventually go ahead with. The whole process was a smooth one, and we very much appreciate his help and quick responses. I would 100% recommend Iain to anyone who requires financial advise etc.
Ram Godhania
I have dealt with Amanda Worthington she fantastic very quickly got me offers on application. she best for Mortgages I would like to Thank You for your support. I would highly recommend her for mortgage financial services
Matthew
had a fantastic experience with B2B Finance. From the start Hardeep was incredibly, personable, helpful and knowledgable, she helped me through each step of requiring the mortgage and I wouldn’t go with another broker now I have used her
Nick Porter
Tim Leverett was brilliant. I've worked with Tim a couple of times now and have been really impressed with him. Sound advice, extensive experience, and a great working relationship with Lenders so he helps get any problems sorted. Highly recommend
James West
We have been very impressed with the service provided by B2Bfinance. Our broker, Iain Humber, was extremely helpful and made the process of securing commercial funding as straightforward as possible.