How It Works
With our simple form, case management tools, and expert advisers; finding funding has never been simpler.
Let us know about you and what you would like to achieve.
Your assigned adviser will issue an indicative quote.
Review your offers and choose the best for you.
Valuations are conducted, formal offers made, funds are drawn.
Frequently Asked Questions
Need answers? We got 'em.
Bridging loans are a type of short-term property backed loan. They are no different to long term mortgages in that they are secured by a first charge, or a second charge against your property. Because they are secured, the same steps of valuation and preparation of a legal charge deed have to be taken as with a normal term mortgage.
However, bridging loans are designed to be arranged quickly, and to run for a 1-36-month duration. Interest is taken from the loan balance at the start of the term, with the option to pay back the balance at any time, usually with no exit penalties. As the loan duration increases past 18 months most lenders look for the loan to be serviced with monthly interest payments. Because interest payments are already taken from the loan balance, there are usually no affordability checks.
Bridging loans can be used to help businesses bridge the gap between making a purchase and other funds becoming available. They are often used to buy one property while you wait to sell another.
Protect Your Business
Business protection insurance protects your business against the illness, disability or death of its directors or employees. Effectively you get personal life and income protection cover paid for by your business, with various tax benefits.
Don't just take our word for it. Read our latest reviews.
Easy to deal with, efficient
Jodie helped to refinance an existing bridge loan with a BTL company mortgage. Exceptional service and helped to address the refinancing under time constraints. Could not recommend more highly. Will definitely go to her for my future mortgage requirements.
Very professional and honest. This is a rare example of a genuine service from a highly experienced and efficient organization led by Iian Humber Excellent and simply the best.
As always a 5 star plus service. Efficient, organised, proactive and thoroughly professional in every aspect. Cannot ask for any more