How it works
With our simple form, case management tools, and expert advisers; finding funding has never been simpler.
Let us know about you and what you would like to achieve.
Your assigned adviser will issue an indicative quote.
Review your offers and choose the best for you.
Valuations are conducted, formal offers made, funds are drawn.
Don't just take our word for it. See what our customers are saying.
Excellent service on mortgages It is fair to say that my existing lender seriously let me down, with little explanation and considerable lack of communication on the matter from their agent. Neil f...
Great service from Steve Brundell. Very quick to respond to issues, sorting the paperwork and communication with the lenders. Good product knowledge too - I would recommend.
Andrew Rayner has been absolutely amazing throughout this whole process. He made sure we were always in the loop, gave advice and reassurance when we needed it and has generally been a great asset. We...
Extremely happy with the helps from Mr Paul Misner.
Frequently Asked Questions
Need answers? We got 'em.
Bridging loans are a type of short-term property backed loan. They are no different to long term mortgages in that they are secured by a first charge, or a second charge against your property. Because they are secured, the same steps of valuation and preparation of a legal charge deed have to be taken as with a normal term mortgage.
However, bridging loans are designed to be arranged quickly, and to run for a 1-36-month duration. Interest is taken from the loan balance at the start of the term, with the option to pay back the balance at any time, usually with no exit penalties. As the loan duration increases past 18 months most lenders look for the loan to be serviced with monthly interest payments. Because interest payments are already taken from the loan balance, there are usually no affordability checks.
Bridging loans can be used to help businesses bridge the gap between making a purchase and other funds becoming available. They are often used to buy one property while you wait to sell another.