Bridging Loans
Let us help you find the cheapest, fastest most flexible bridge lender.
Frequently Asked QuestionsExcellent
533 reviews
Lenders
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7 daysRates from
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With our simple form, case management tools, and expert advisers; finding funding has never been simpler.
Let us know about you and what you would like to achieve.
Your assigned adviser will issue an indicative quote.
Review your offers and choose the best for you.
Valuations are conducted, formal offers made, funds are drawn.
Frequently Asked Questions
Need answers? We got 'em.
Bridging loans are a type of short-term property backed loan. They are no different to long term mortgages in that they are secured by a first charge, or a second charge against your property. Because they are secured, the same steps of valuation and preparation of a legal charge deed have to be taken as with a normal term mortgage.
However, bridging loans are designed to be arranged quickly, and to run for a 1-36-month duration. Interest is taken from the loan balance at the start of the term, with the option to pay back the balance at any time, usually with no exit penalties. As the loan duration increases past 18 months most lenders look for the loan to be serviced with monthly interest payments. Because interest payments are already taken from the loan balance, there are usually no affordability checks.
Bridging loans can be used to help businesses bridge the gap between making a purchase and other funds becoming available. They are often used to buy one property while you wait to sell another.
Property development
Refurbishment
Paying a tax bill
Bridging loans are used by property developers at auctions who need to pay a deposit to secure their purchase at short notice.
Protect Your Business
Business protection insurance protects your business against the illness, disability or death of its directors or employees. Effectively you get personal life and income protection cover paid for by your business, with various tax benefits.
Excellent Service
Don't just take our word for it. Read our latest reviews.
Anonymous
Iain has been fantastic from start to finish. Right from the off the process of information gathering was painless and he managed to find and recommend a number of mortgage options that suited my needs. He was a very helpful hand even towards the end of the process and was a great link between myself and the mortgage provider.
Patrick Oliver Hughes
Amanada Worthington at B2B is fantastic and I would highly recommend her services. Great contact and I can speak highly enough of her.
Pavan
Jayne has simply been fantastic! I needed some urgent funding which had to be completed within a certain time period due to a court order, otherwise I would have lost the opportunity. Jayne pulled out all the stops and managed to secure me a very competitive deal. She continued to provide amazing support through the entire process and often pic...
Elmar
Due to a somewhat complex initial situation, it seemed difficult to obtain financing or no mortgage broker was really interested in dealing with my case. Then I met Tim. From the first moment I felt that someone was actually listening to me and had an interest in supporting me. Tim was amazing. The communication was extremely good and everything wo...
Anonymous
Dealing with Amanda Worthington is very simple and fast service, Amanda always very helpful, Highly recommended.
Mandeep Dosanjh
Amanda Worthington you are just amazing. I am so so happy we got service by you. I can’t explain how helpful you are .you are too good for your job. Thank you so much for everything.