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Bridging Loans

Let us help you find the cheapest, fastest most flexible bridge lender.

Excellent

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364 reviews

Lenders

52

Money in

7 days

Rates from

0.42% PM
Typically no broker fee. Save between £500 - £2000
Term from 1 month - 5 years
Loans from £50,000 - £20 million
Interest rolled up or monthly serviced option

How It Works

With our simple form, case management tools, and expert advisers; finding funding has never been simpler.

Complete online enquiry

Let us know about you and what you would like to achieve.

Indicative quote

Your assigned adviser will issue an indicative quote.

Offers from lenders

Review your offers and choose the best for you.

Lender chosen

Valuations are conducted, formal offers made, funds are drawn.

Get Started Now

Excellent Service

Don't just take our word for it. See what our clients are saying.

Rated 5.00 stars out of 5
a month ago
Rebecca B

Steve Brundell at B2B Finance was excellent. He found a mortgage which suited our needs, was very diligent in following up with us and the lender, and very responsive to our questions. We would recomm...

Rated 5.00 stars out of 5
a month ago
Adem Esen

Darren Lund assisted me with the deal which was not straightforward. He was always willing to chase the lender for me and would answer my calls whenever I called him for an update which was often. He ...

Rated 5.00 stars out of 5
a month ago
Anonymous

Andrew Michael Jones I had a great experience with Andrew dealing with my commercial re-mortgage even though it wasn't initially a straightforward process. The fact we're in different parts of the co...

Rated 5.00 stars out of 5
a month ago
Anonymous

Andrew Rayner has been extremely helpful and fantastically efficient. I would recommend him as a broker to anyone.

Rated 4.90 out of 5 based on 364 reviews

Frequently Asked Questions

Need answers? We got 'em.

Bridging loans are a type of short-term property backed loan. They are no different to long term mortgages in that they are secured by a first charge, or a second charge against your property. Because they are secured, the same steps of valuation and preparation of a legal charge deed have to be taken as with a normal term mortgage.

However, bridging loans are designed to be arranged quickly, and to run for a 1-36-month duration. Interest is taken from the loan balance at the start of the term, with the option to pay back the balance at any time, usually with no exit penalties. As the loan duration increases past 18 months most lenders look for the loan to be serviced with monthly interest payments. Because interest payments are already taken from the loan balance, there are usually no affordability checks.

Bridging loans can be used to help businesses bridge the gap between making a purchase and other funds becoming available. They are often used to buy one property while you wait to sell another.

  • Property development

  • Refurbishment

  • Paying a tax bill

Bridging loans are used by property developers at auctions who need to pay a deposit to secure their purchase at short notice.