Bridging Loans
Let us help you find the cheapest, fastest most flexible bridge lender.
Frequently Asked QuestionsExcellent
517 reviews
Lenders
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With our simple form, case management tools, and expert advisers; finding funding has never been simpler.
Let us know about you and what you would like to achieve.
Your assigned adviser will issue an indicative quote.
Review your offers and choose the best for you.
Valuations are conducted, formal offers made, funds are drawn.
Frequently Asked Questions
Need answers? We got 'em.
Bridging loans are a type of short-term property backed loan. They are no different to long term mortgages in that they are secured by a first charge, or a second charge against your property. Because they are secured, the same steps of valuation and preparation of a legal charge deed have to be taken as with a normal term mortgage.
However, bridging loans are designed to be arranged quickly, and to run for a 1-36-month duration. Interest is taken from the loan balance at the start of the term, with the option to pay back the balance at any time, usually with no exit penalties. As the loan duration increases past 18 months most lenders look for the loan to be serviced with monthly interest payments. Because interest payments are already taken from the loan balance, there are usually no affordability checks.
Bridging loans can be used to help businesses bridge the gap between making a purchase and other funds becoming available. They are often used to buy one property while you wait to sell another.
Property development
Refurbishment
Paying a tax bill
Bridging loans are used by property developers at auctions who need to pay a deposit to secure their purchase at short notice.
Protect Your Business
Business protection insurance protects your business against the illness, disability or death of its directors or employees. Effectively you get personal life and income protection cover paid for by your business, with various tax benefits.
Excellent Service
Don't just take our word for it. Read our latest reviews.
Anonymous
Amanda Worthington was able to find me a commercial mortgage with a building society at favourable interest rate and fees. She is efficient, clear and prompt with her communication. I would not hesitate to recommend her or B2Bfinance if there other employees are as efficient.
Sid
Great consultation and experience using Jodie!
Mark Bullas
Amanda Worthington has offered wonderful support to us in the process of remortgaging a property. This is not the first time that Amanda has helped us with finance for our property ventures and we have found her hugely reliable. We have also recommended Amanda Worthington to other property investors and they too have found Amanda to be a great mo...
Mark Bullas
Amanda Worthington has offered wonderful support to us in the process of remortgaging a property. This is not the first time that Amanda has helped us with finance for our property ventures and we have found her hugely reliable. We have also recommended Amanda Worthington to other property investors and they too have found Amanda to be a great mo...
Jeremy Thomas
Very helpful and informative
Mark Bullas
Amanda Worthington has offered wonderful support to us in the process of remortgaging a property. This is not the first time that Amanda has helped us with finance for our property ventures and we have found her hugely reliable. We have also recommended Amanda Worthington to other property investors and they too have found Amanda to be a great mo...