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Invoice Finance

Let us help you find the best lender to finance your invoices.

Frequently Asked Questions

Excellent

Reviews.co.uk logo

370 reviews

Invoice Value

95%

Broker Fee

None

Facilities From

£10k
Fast, flexible finance – Finance one, some or all of your sales ledger
The facility can either be disclosed, or discrete to your customers
Available to start-ups and exporters
Protect your business from the risk of bad debt

How It Works

With our simple form, case management tools, and expert advisers; finding funding has never been simpler.

Complete online enquiry

Let us know about you and what you would like to achieve.

Indicative quote

Your assigned adviser will issue an indicative quote.

Offers from lenders

Review your offers and choose the best for you.

Lender chosen

Valuations are conducted, formal offers made, funds are drawn.

Get Quote

Excellent Service

Don't just take our word for it. Read our latest reviews.

Atheer Ibrahim
Rated 5.00 stars out of 5

I have had 4 mortgages through my mortgage advisers Rebecca and Andy Jones and wouldn't ever consider another broker, they are excellent in how they deal with you, slick and professional without any t...

Atheer Ibrahim
Rated 5.00 stars out of 5

I have had 4 mortgages through my mortgage advisers Rebecca and Andy Jones and wouldn't ever consider another broker, they are excellent in how they deal with you, slick and professional without any t...

Emma
Rated 5.00 stars out of 5

Iain was amazing - I couldn't have secured my commercial mortgage without him. A great listening ear throughout the whole process. Thank you!

Laurence Turner
Rated 5.00 stars out of 5

I have never, in my 34 years in financial services, known anyone work as hard or be as tenacious in achieving a result as Ian Brookes. He keeps you fully informed every step of the way and follows up...

Rated 4.90 out of 5 based on 370 reviews

Frequently Asked Questions

Need answers? We got 'em.

Invoice finance is a term to describe an asset-based finance facility. Businesses sell their invoices to a funder for up to 95% of their value. Invoice finance enables your business to fund growth and working capital while payments from your clients is being chased.

Invoice finance comes with two types:

  • Invoice factoring – Factor finance companies buy your outstanding invoices from you for up to 95% of the value of your invoice and then chase your customers for payment. The funder then provides you with the outstanding amount, their interest and fee for the service is taken out of this final balance.

  • Invoice discounting – Your business retains full control over credit management and pay the funder’s advance when your clients pay you as well as a fee for their service.

A lack of cash flow can be a drain on your working capital, and waiting for payments from your clients also restricts growth, with invoice finance up to 95% of the value of your invoices could be in your bank the day your invoice is raised. Choose to finance some or all of your sales ledger, you can even select just a single invoice.

Invoice finance is suitable for businesses who trade business to business across a wide range of industries including recruitment, manufacturing and engineering, haulage and transport, construction, print and packaging, wholesale and distribution, and security.

By releasing up to 95% of the money due from customers, invoice finance will improve a business's cash flow allowing them to pay wages and suppliers, reinvest in the business and fund growth.

Typically invoice finance will provide a far higher availability of cash compared to a traditional overdraft.

Invoice finance is priced similarly when compared to overdrafts.

Allow your money to work for your business, reinvest, grow and enjoy early settlement discounts with suppliers.

Invoice finance grows as your business grows giving you far greater flexibility than an overdraft.

Provides certainty of when you’ll be paid, which helps you manage your cash flow. You can react more quickly to market opportunities.

The invoice finance provider can manage your sales ledger and protect you from bad debts as extra services.

We have years of experience in the invoice finance market and have access to the UK’s leading invoice finance providers. Speak directly to one of our brokers for free, impartial advice. Our specialist brokers can match your business with the best facility for your industry, requirements and working style. We do not charge a broker fee for sourcing or arranging your facility.

Invoice finance comes with two main costs:

  • Service charge – covers the day to day servicing of your facility. Normally between 0.5% and 3% of your annual turnover, depending on the services provided.

  • Discount fee – similar to the interest you would pay on an overdraft facility, made up of a base rate and discount margin.

The price you pay is dependent upon the service type, facility use, lender and your business profile – we will help you navigate the market to find the product and price that is right for your business.

Your property may be repossessed if you do not keep up repayments on any debt secured against it.

About Us

Legalwebb UK Ltd T/A B2Bfinance.com is authorised and fully regulated by the FCA. Ref: 734694.

B2Bfinance.com operates as a commercial finance broker and is not a lender. B2Bfinance.com is a full member of the financial intermediary and broker association (FIBA) and operates under its code of practice.

Contact Info
  • 0116 298 7376
  • info@b2bfinance.com
  • B2Bfinance.com, 169 London Road, Leicester, LE2 1EG
  • Monday - Friday, 9am - 5pm
Copyright © 2020 Legalwebb UK LTD. All rights reserved.