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Bounce Back Loan Scheme

Lenders are ready to take your application directly.

Frequently Asked Questions

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384 reviews

Your Money In





6 Yrs
Interest rate is 2.5% fixed
Interest for the first 12 months is paid by the government
12 month capital repayment holiday
Personal guarantee is not required

How It Works

If your current provider is not listed, there are now lenders that will offer the BBLS without using them for your main bank account.

Find accredited lenders

View our list of accredited Bounce Back Loan lenders.

Select lender

If you have a bank account with a lender listed then you should apply through them.


The BBLS appliaction process has been simplfied and will only require a short form be complete.

Receive funds

You can expect funds within a few days. In some instances, the lender may ask you for additional information.

See 30 Accredited Lenders

Protect Your Business

Business protection insurance protects your business against the illness, disability or death of directors or employees. Effectively you get personal life and income protection cover paid for by your business, with various tax benefits.

Excellent Service

Don't just take our word for it. Read our latest reviews.

Rated 5.00 stars out of 5

At a time of economical uncertainty and major banks restricting lending in some sectors due to the pandemic, Jo at B2Bfinance sourced a number of commercial mortgage options, and secured us a favourab...

Mr Dhiman
Rated 5.00 stars out of 5

A BIG thank you to Hardeep Mann for making our dreams come to reality. Our previous broker gave up searching for new lenders to provide the funding for our the commercial purchase and also wanted more...

Rated 5.00 stars out of 5

B2B Finance was very professional and diligent in helping me secure the mortgage and help deal with a number of difficult issues along the way.

Dan P
Rated 5.00 stars out of 5

Many thanks to Kieran for the support and guidance provided for my commercial refinance application. I would strongly recommend B2B as a partner on your mortgage applications. My greatest appreciation...

Rated 4.90 out of 5 based on 384 reviews

Frequently Asked Questions

Need answers? We got 'em.

Please click on the below link to see a full table of the current Bounce Back Loan Scheme (BBLS) providers.

Bounce Bank Business Loan accredited lenders

You will need to have a bank account open with one of these lenders in order to request your loan.

If you do not bank with any of these lenders then you need to wait until a new lender joins the scheme with the capability to lend to new customers.

Please "register" your interest in a BBL with us and when a new lender launches which is suitable we will let you know via email.

  • The loans are interest-free for the first 12 months, and no repayments are due within this period.

  • The rate of interest is fixed at 2.5% p.a (£50,000 @ 2.5% p.a over 5 years is £887.37 p.m)

  • BBLS loans are 100% backed by the government, whereas the CBILS loans are 80% government-backed.

  • There is no arrangement fees or early repayment charges.

  • No personal guarantee

  • The maximum term of the loan is six years.

  • Based in the UK.

  • Open to sole traders, partnerships, and LTD Co.

  • Affected by Coronavirus (open to interpretation).

  • Trading as of 1 March 2020.

  • Were not classed as “undertaking in difficulty” at anytime since 31 December 2019 - you may face questions if you knowingly took on debt when it was obvious the business had no ability to repay.

  • No credit checks

You cannot apply to both the CBILS and the Bounce Back Loan Scheme.

However, if your company has received a CBILS loan of up to £50,000 this might be able to be converted into a Bounce Back loan. You can apply to do this with your lender until 4 November 2020.

Similarly, if you receive a Bounce Back Loan you may be able to apply to convert it to a CBILS loan if you require more aid, though this has still to be clarified.

We have created a cashflow forecast spreadsheet that will allow you to enter your current bank balance and monthly expenses, which you can use to calculate if you have enough funds to see you through this period of disruption.

You can find the Coronavirus Cash Flow Forecast document here.

No. If your business has not been trading in 2019 then will not be eligible for the scheme.

Your property may be repossessed if you do not keep up repayments on any debt secured against it.

About Us

Legalwebb UK Ltd T/A is authorised and fully regulated by the FCA. Ref: 734694. operates as a commercial finance broker and is not a lender. is a full member of the financial intermediary and broker association (FIBA) and operates under its code of practice.

Contact Info
  • 0116 298 7376
  •, 169 London Road, Leicester, LE2 1EG
  • Monday - Friday, 9am - 5pm
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