How It Works
With our simple form, case management tools, and expert advisers; finding asset funding has never been simpler.
Complete quote form and let us know about your requirements.
We'll review your requirements and gather terms from various lenders.
Accept the terms you are happy with and sign paperwork.
Once everything’s approved, the process will then be completed by releasing funds and making the facility live.
Frequently Asked Questions
Need answers? We got 'em.
Asset finance is a type of loan that enables businesses to obtain funding for the purchase of assets they need to run and grow successfully. Assets such as cars and vehicles, equipment, software, machinery, systems, tools, furniture, mobile buildings, containers, and other technology, or enables you to release capital in assets you own.
There can be tax benefits which can help your business, but we recommend speaking to your accountant beforehand.
Paying cash outright for capital assets can be a significant drain on your working capital, and waiting for cash from your receivables also restricts growth, asset finance takes this strain off your business and will ease your cash flow through regular payments over an agreed period of time and there can be tax benefits which can help.
You can use asset finance for:
Cars and vehicles
Computers and software including phone systems
Agricultural and plant equipment
Hotel, pub and restaurant furniture
Medical and dental equipment
Renewable energy and sustainable technology
Hire purchase enables you to secure ownership of the assets by paying in instalments over time. The cost of an asset can be spread over its useful working life and paid for out of the revenue it earns. Payment patterns can be tailored to suit individual needs, generally involving a 10% deposit and all VAT paid upfront followed by a series of monthly or quarterly instalments. Customers can choose between a fixed rate or base rate hire purchase. Hire purchase is similar to equipment leasing but your business owns the item.
An equipment leasing agreement gives a business full use of an asset for an agreed period of time at an agreed monthly or quarterly rental. The funder will purchase the required asset, claim any available allowances or writing down allowances and pass the full benefit on within the lease rentals. Funders have different leasing plans, each designed to meet the requirements of specific circumstances.
The two types of equipment leasing are known as finance leasing and operating leasing. Paying cash outright for capital assets can be a signature drain on your working capital, and waiting for cash from your receivables also restricts growth.
Asset refinancing agreements are aimed at businesses that already own the asset and which now need to release some of the capital tied up in those assets. The funder buys the asset from you and leases it back to you for an agreed period of time at an agreed monthly or quarterly rental.
Don't just take our word for it. Read our latest reviews.
Happy with the service I received from Amanda Worthington from B2B finance will be using her services again in the future and can highly recommend her.
Jo from B2B finance is absolutely amazing, emails are responded to immediately and nothing is too much trouble. Jo arranged my mortgage with what felt like ease and solutions (although it was not straight forward) when others found difficulties and problems. Fantastic service and will definitely use again and fully recommend to others.
Paul & Angela McDonnell
Just done re-finance with Tim Leverett who we could't recommend highly enough. Helpful, always answered or got back to us quickly, advised us along the way, brilliant Thank you Tim.
Hardeep Maan has been amazing, she's always remained in contact which no other broker has done. Although I've not been successful buying any properties as yet she's always been there and is credit to your company. As a Chartered Accountant I will absolutely continue to recommend her to others.
Great service! Was made easy at every stage and always on hand to answer any queries that we had. Made the acquisition very smooth, definitely recommend!
I am a portfolio landlord and have been a landlord for many years I have vast experience in the property world, however recently I entered into a deal which has been extremely complicated to say the very least I am fortunate to have dealt with Jayne King I have to say if it was not for Jayne this deal could have fallen through when things are compl...