How It Works
With our simple form, case management tools, and expert advisers; finding asset funding has never been simpler.
Complete quote form and let us know about your requirements.
We'll review your requirements and gather terms from various lenders.
Accept the terms you are happy with and sign paperwork.
Once everything’s approved, the process will then be completed by releasing funds and making the facility live.
Don't just take our word for it. Read our latest reviews.
I worked with Iain Humber at B2B to get a loan against our holiday let which seemed ridiculously difficult for various reasons and no other broker seemed to be able to help. Iain was fantastic from st...
Liz my agent worked tirelessly to get my loan over the line I’ve couldn’t thank her enough.
Feedback for Amanda Worthinghton Very Helpful, highly efficient, knowledgeable . Amanda was courteous, understood my needs from the start, responded immediately to any queries raised and I felt as th...
Would love to recommend this company they keep you in form from beginning to end everything is explained from phase professionally work out plans to help you going forward with your projects very poli...
Frequently Asked Questions
Need answers? We got 'em.
Asset finance is a type of loan that enables businesses to obtain funding for the purchase of assets they need to run and grow successfully. Assets such as cars and vehicles, equipment, software, machinery, systems, tools, furniture, mobile buildings, containers, and other technology, or enables you to release capital in assets you own.
There can be tax benefits which can help your business, but we recommend speaking to your accountant beforehand.
Paying cash outright for capital assets can be a significant drain on your working capital, and waiting for cash from your receivables also restricts growth, asset finance takes this strain off your business and will ease your cash flow through regular payments over an agreed period of time and there can be tax benefits which can help.
You can use asset finance for:
Cars and vehicles
Computers and software including phone systems
Agricultural and plant equipment
Hotel, pub and restaurant furniture
Medical and dental equipment
Renewable energy and sustainable technology
Hire purchase enables you to secure ownership of the assets by paying in instalments over time. The cost of an asset can be spread over its useful working life and paid for out of the revenue it earns. Payment patterns can be tailored to suit individual needs, generally involving a 10% deposit and all VAT paid upfront followed by a series of monthly or quarterly instalments. Customers can choose between a fixed rate or base rate hire purchase. Hire purchase is similar to equipment leasing but your business owns the item.
An equipment leasing agreement gives a business full use of an asset for an agreed period of time at an agreed monthly or quarterly rental. The funder will purchase the required asset, claim any available allowances or writing down allowances and pass the full benefit on within the lease rentals. Funders have different leasing plans, each designed to meet the requirements of specific circumstances.
The two types of equipment leasing are known as finance leasing and operating leasing. Paying cash outright for capital assets can be a signature drain on your working capital, and waiting for cash from your receivables also restricts growth.
Asset refinancing agreements are aimed at businesses that already own the asset and which now need to release some of the capital tied up in those assets. The funder buys the asset from you and leases it back to you for an agreed period of time at an agreed monthly or quarterly rental.