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Asset Finance

Let us help you find the best lender to finance your assets.

Excellent

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345 reviews

Asset Value

100%

Broker Fee

None

Loans From

20k
Loans from £20k to £1m
Generally no additional security required
Repayment periods geared to economic life of asset
Any item(s) considered

How it works

With our simple form, case management tools, and expert advisers; finding funding has never been simpler.

Complete online enquiry

Let us know about you and what you would like to achieve.

Indicative quote

Your assigned adviser will issue an indicative quote.

Offers from lenders

Review your offers and choose the best for you.

Lender chosen

Valuations are conducted, formal offers made, funds are drawn.

Get Started Now

Excellent Service

Don't just take our word for it. See what our customers are saying.

Rated 5.00 stars out of 5
7 days ago
Anonymous

Very good service throughout would recommend as they offer good customer service , and is good knowledge of the products they offer

Rated 5.00 stars out of 5
11 days ago
John Tracey

Would like to thank Gillian Brooks for her hard work and knowledge in sourcing me a great deal on my Ltd Co BTL first charge. Highly recommended and will definitely use her expertise in the future.

Rated 5.00 stars out of 5
14 days ago
Anonymous

Jodie was very helpful and willing to the extra mile

Rated 5.00 stars out of 5
15 days ago
Ola

I find Andrew Rayner very experienced and responsive. He responds to issues on time and was very helpful throughout my application process. I highly recommend him.

Rated 4.90 out of 5 based on 345 reviews

Frequently Asked Questions

Need answers? We got 'em.

Asset finance is a type of loan that enables businesses to obtain funding for the purchase of assets they need to run and grow successfully. Assets such as cars and vehicles, equipment, software, machinery, systems, tools, furniture, mobile buildings, containers, and other technology, or enables you to release capital in assets you own.

There can be tax benefits which can help your business, but we recommend speaking to your accountant beforehand.

Paying cash outright for capital assets can be a significant drain on your working capital, and waiting for cash from your receivables also restricts growth, asset finance takes this strain off your business and will ease your cash flow through regular payments over an agreed period of time and there can be tax benefits which can help.

You can use asset finance for:

  • Cars and vehicles

  • Mobile homes/buildings

  • Office equipment

  • Computers and software including phone systems

  • Agricultural and plant equipment

  • Construction equipment

  • Tools

  • Hotel, pub and restaurant furniture

  • Medical and dental equipment

  • Containers

  • Renewable energy and sustainable technology

Hire purchase enables you to secure ownership of the assets by paying in instalments over time. The cost of an asset can be spread over its useful working life and paid for out of the revenue it earns. Payment patterns can be tailored to suit individual needs, generally involving a 10% deposit and all VAT paid upfront followed by a series of monthly or quarterly instalments. Customers can choose between a fixed rate or base rate hire purchase. Hire purchase is similar to equipment leasing but your business owns the item.

An equipment leasing agreement gives a business full use of an asset for an agreed period of time at an agreed monthly or quarterly rental. The funder will purchase the required asset, claim any available allowances or writing down allowances and pass the full benefit on within the lease rentals. Funders have different leasing plans, each designed to meet the requirements of specific circumstances.

The two types of equipment leasing are known as finance leasing and operating leasing. Paying cash outright for capital assets can be a signature drain on your working capital, and waiting for cash from your receivables also restricts growth.

Asset refinancing agreements are aimed at businesses that already own the asset and which now need to release some of the capital tied up in those assets. The funder buys the asset from you and leases it back to you for an agreed period of time at an agreed monthly or quarterly rental.