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Asset Finance

Let us help you find the best lender to finance your assets. Government backed CBILS facilities are now available against Asset Finance agreements.

Frequently Asked Questions

Excellent

Reviews.co.uk logo

370 reviews

Asset Value

100%

Broker Fee

None

Loans From

£50k
Loans from £50k to £10m
CBILS Scheme now avilable
No repayments or interest for 12 months
Any item(s) considered

How It Works

With our simple form, case management tools, and expert advisers; finding asset funding has never been simpler.

Tell us what you need

Complete quote form and let us know about your requirements.

Indicative quote

We'll review your requirements and gather terms from various lenders.

Accept terms

Accept the terms you are happy with and sign paperwork.

Funds released

Once everything’s approved, the process will then be completed by releasing funds and making the facility live.

Get Quote

Excellent Service

Don't just take our word for it. Read our latest reviews.

Atheer Ibrahim
Rated 5.00 stars out of 5

I have had 4 mortgages through my mortgage advisers Rebecca and Andy Jones and wouldn't ever consider another broker, they are excellent in how they deal with you, slick and professional without any t...

Atheer Ibrahim
Rated 5.00 stars out of 5

I have had 4 mortgages through my mortgage advisers Rebecca and Andy Jones and wouldn't ever consider another broker, they are excellent in how they deal with you, slick and professional without any t...

Emma
Rated 5.00 stars out of 5

Iain was amazing - I couldn't have secured my commercial mortgage without him. A great listening ear throughout the whole process. Thank you!

Laurence Turner
Rated 5.00 stars out of 5

I have never, in my 34 years in financial services, known anyone work as hard or be as tenacious in achieving a result as Ian Brookes. He keeps you fully informed every step of the way and follows up...

Rated 4.90 out of 5 based on 370 reviews

Frequently Asked Questions

Need answers? We got 'em.

Asset finance is a type of loan that enables businesses to obtain funding for the purchase of assets they need to run and grow successfully. Assets such as cars and vehicles, equipment, software, machinery, systems, tools, furniture, mobile buildings, containers, and other technology, or enables you to release capital in assets you own.

There can be tax benefits which can help your business, but we recommend speaking to your accountant beforehand.

Paying cash outright for capital assets can be a significant drain on your working capital, and waiting for cash from your receivables also restricts growth, asset finance takes this strain off your business and will ease your cash flow through regular payments over an agreed period of time and there can be tax benefits which can help.

You can use asset finance for:

  • Cars and vehicles

  • Mobile homes/buildings

  • Office equipment

  • Computers and software including phone systems

  • Agricultural and plant equipment

  • Construction equipment

  • Tools

  • Hotel, pub and restaurant furniture

  • Medical and dental equipment

  • Containers

  • Renewable energy and sustainable technology

Hire purchase enables you to secure ownership of the assets by paying in instalments over time. The cost of an asset can be spread over its useful working life and paid for out of the revenue it earns. Payment patterns can be tailored to suit individual needs, generally involving a 10% deposit and all VAT paid upfront followed by a series of monthly or quarterly instalments. Customers can choose between a fixed rate or base rate hire purchase. Hire purchase is similar to equipment leasing but your business owns the item.

An equipment leasing agreement gives a business full use of an asset for an agreed period of time at an agreed monthly or quarterly rental. The funder will purchase the required asset, claim any available allowances or writing down allowances and pass the full benefit on within the lease rentals. Funders have different leasing plans, each designed to meet the requirements of specific circumstances.

The two types of equipment leasing are known as finance leasing and operating leasing. Paying cash outright for capital assets can be a signature drain on your working capital, and waiting for cash from your receivables also restricts growth.

Asset refinancing agreements are aimed at businesses that already own the asset and which now need to release some of the capital tied up in those assets. The funder buys the asset from you and leases it back to you for an agreed period of time at an agreed monthly or quarterly rental.

Your property may be repossessed if you do not keep up repayments on any debt secured against it.

About Us

Legalwebb UK Ltd T/A B2Bfinance.com is authorised and fully regulated by the FCA. Ref: 734694.

B2Bfinance.com operates as a commercial finance broker and is not a lender. B2Bfinance.com is a full member of the financial intermediary and broker association (FIBA) and operates under its code of practice.

Contact Info
  • 0116 298 7376
  • info@b2bfinance.com
  • B2Bfinance.com, 169 London Road, Leicester, LE2 1EG
  • Monday - Friday, 9am - 5pm
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