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Asset Finance

Let us help you find the best lender to finance your assets. Government backed RLS facilities are now available against Asset Finance agreements.

Frequently Asked Questions

Excellent

Reviews.co.uk logo

497 reviews

Asset Value

100%

Broker Fee

None

Loans From

£50k
Loans from £50k to £10m
RLS Scheme now avilable
No repayments or interest for 12 months
Any item(s) considered

How It Works

With our simple form, case management tools, and expert advisers; finding asset funding has never been simpler.

Tell us what you need

Complete quote form and let us know about your requirements.

Indicative quote

We'll review your requirements and gather terms from various lenders.

Accept terms

Accept the terms you are happy with and sign paperwork.

Funds released

Once everything’s approved, the process will then be completed by releasing funds and making the facility live.

Get Quote

Frequently Asked Questions

Need answers? We got 'em.

Asset finance is a type of loan that enables businesses to obtain funding for the purchase of assets they need to run and grow successfully. Assets such as cars and vehicles, equipment, software, machinery, systems, tools, furniture, mobile buildings, containers, and other technology, or enables you to release capital in assets you own.

There can be tax benefits which can help your business, but we recommend speaking to your accountant beforehand.

Paying cash outright for capital assets can be a significant drain on your working capital, and waiting for cash from your receivables also restricts growth, asset finance takes this strain off your business and will ease your cash flow through regular payments over an agreed period of time and there can be tax benefits which can help.

You can use asset finance for:

  • Cars and vehicles

  • Mobile homes/buildings

  • Office equipment

  • Computers and software including phone systems

  • Agricultural and plant equipment

  • Construction equipment

  • Tools

  • Hotel, pub and restaurant furniture

  • Medical and dental equipment

  • Containers

  • Renewable energy and sustainable technology

Hire purchase enables you to secure ownership of the assets by paying in instalments over time. The cost of an asset can be spread over its useful working life and paid for out of the revenue it earns. Payment patterns can be tailored to suit individual needs, generally involving a 10% deposit and all VAT paid upfront followed by a series of monthly or quarterly instalments. Customers can choose between a fixed rate or base rate hire purchase. Hire purchase is similar to equipment leasing but your business owns the item.

An equipment leasing agreement gives a business full use of an asset for an agreed period of time at an agreed monthly or quarterly rental. The funder will purchase the required asset, claim any available allowances or writing down allowances and pass the full benefit on within the lease rentals. Funders have different leasing plans, each designed to meet the requirements of specific circumstances.

The two types of equipment leasing are known as finance leasing and operating leasing. Paying cash outright for capital assets can be a signature drain on your working capital, and waiting for cash from your receivables also restricts growth.

Asset refinancing agreements are aimed at businesses that already own the asset and which now need to release some of the capital tied up in those assets. The funder buys the asset from you and leases it back to you for an agreed period of time at an agreed monthly or quarterly rental.

Excellent Service

Don't just take our word for it. Read our latest reviews.

Matthew wilkinson
Rated 5.00 stars out of 5

had a fantastic experience with B2B Finance. From the start Hardeep was incredibly, personable, helpful and knowledgable, she helped me at every step and I wouldn’t deal with anyone else I appreciate B2B Finance And a look forward to continue working with Hardeep. Thank you

Jemma Goulding
Rated 5.00 stars out of 5

Iain (Humber) has been such a great help with arranging a few re-mortgages for us to look at and eventually go ahead with. The whole process was a smooth one, and we very much appreciate his help and quick responses. I would 100% recommend Iain to anyone who requires financial advise etc.

Ram Godhania
Rated 5.00 stars out of 5

I have dealt with Amanda Worthington she fantastic very quickly got me offers on application. she best for Mortgages I would like to Thank You for your support. I would highly recommend her for mortgage financial services

Matthew
Rated 5.00 stars out of 5

had a fantastic experience with B2B Finance. From the start Hardeep was incredibly, personable, helpful and knowledgable, she helped me through each step of requiring the mortgage and I wouldn’t go with another broker now I have used her

Nick Porter
Rated 5.00 stars out of 5

Tim Leverett was brilliant. I've worked with Tim a couple of times now and have been really impressed with him. Sound advice, extensive experience, and a great working relationship with Lenders so he helps get any problems sorted. Highly recommend

James West
Rated 5.00 stars out of 5

We have been very impressed with the service provided by B2Bfinance. Our broker, Iain Humber, was extremely helpful and made the process of securing commercial funding as straightforward as possible.

Rated 4.91 out of 5 based on 497 reviews

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

About Us

Legalwebb UK Ltd T/A B2Bfinance.com is authorised and fully regulated by the FCA. Ref: 734694.

B2Bfinance.com operates as a commercial finance broker and is not a lender. B2Bfinance.com is a full member of the financial intermediary and broker association (FIBA) and operates under its code of practice.

Contact Info
  • 0116 298 7376
  • info@b2bfinance.com
  • B2Bfinance.com, 169 London Road, Leicester, LE2 1EG
  • Monday - Friday, 9am - 5pm
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