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Asset Finance

Let us help you find the best lender to finance your assets.

Excellent

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364 reviews

Asset Value

100%

Broker Fee

None

Loans From

10k
Loans from £10k to £1m
Generally no additional security required
Repayment periods geared to economic life of asset
Any item(s) considered

How It Works

With our simple form, case management tools, and expert advisers; finding asset funding has never been simpler.

Tell us what you need

Complete quote form and let us know about your requirements.

Indicative quote

We'll review your requirements and gather terms from various lenders.

Accept terms

Accept the terms you are happy with and sign paperwork.

Funds released

Once everything’s approved, the process will then be completed by releasing funds and making the facility live.

Get Started Now

Excellent Service

Don't just take our word for it. See what our clients are saying.

Rated 5.00 stars out of 5
a month ago
Rebecca B

Steve Brundell at B2B Finance was excellent. He found a mortgage which suited our needs, was very diligent in following up with us and the lender, and very responsive to our questions. We would recomm...

Rated 5.00 stars out of 5
a month ago
Adem Esen

Darren Lund assisted me with the deal which was not straightforward. He was always willing to chase the lender for me and would answer my calls whenever I called him for an update which was often. He ...

Rated 5.00 stars out of 5
a month ago
Anonymous

Andrew Michael Jones I had a great experience with Andrew dealing with my commercial re-mortgage even though it wasn't initially a straightforward process. The fact we're in different parts of the co...

Rated 5.00 stars out of 5
a month ago
Anonymous

Andrew Rayner has been extremely helpful and fantastically efficient. I would recommend him as a broker to anyone.

Rated 4.90 out of 5 based on 364 reviews

Frequently Asked Questions

Need answers? We got 'em.

Asset finance is a type of loan that enables businesses to obtain funding for the purchase of assets they need to run and grow successfully. Assets such as cars and vehicles, equipment, software, machinery, systems, tools, furniture, mobile buildings, containers, and other technology, or enables you to release capital in assets you own.

There can be tax benefits which can help your business, but we recommend speaking to your accountant beforehand.

Paying cash outright for capital assets can be a significant drain on your working capital, and waiting for cash from your receivables also restricts growth, asset finance takes this strain off your business and will ease your cash flow through regular payments over an agreed period of time and there can be tax benefits which can help.

You can use asset finance for:

  • Cars and vehicles

  • Mobile homes/buildings

  • Office equipment

  • Computers and software including phone systems

  • Agricultural and plant equipment

  • Construction equipment

  • Tools

  • Hotel, pub and restaurant furniture

  • Medical and dental equipment

  • Containers

  • Renewable energy and sustainable technology

Hire purchase enables you to secure ownership of the assets by paying in instalments over time. The cost of an asset can be spread over its useful working life and paid for out of the revenue it earns. Payment patterns can be tailored to suit individual needs, generally involving a 10% deposit and all VAT paid upfront followed by a series of monthly or quarterly instalments. Customers can choose between a fixed rate or base rate hire purchase. Hire purchase is similar to equipment leasing but your business owns the item.

An equipment leasing agreement gives a business full use of an asset for an agreed period of time at an agreed monthly or quarterly rental. The funder will purchase the required asset, claim any available allowances or writing down allowances and pass the full benefit on within the lease rentals. Funders have different leasing plans, each designed to meet the requirements of specific circumstances.

The two types of equipment leasing are known as finance leasing and operating leasing. Paying cash outright for capital assets can be a signature drain on your working capital, and waiting for cash from your receivables also restricts growth.

Asset refinancing agreements are aimed at businesses that already own the asset and which now need to release some of the capital tied up in those assets. The funder buys the asset from you and leases it back to you for an agreed period of time at an agreed monthly or quarterly rental.