Spotcap empowers SMEs with tailored finance, allowing them to focus on what really matters – their business. They are fuelled by a fundamental belief that easy access to financing products is beneficial to business owners. Today business owners want a quicker, more versatile approach to borrowing. Spotcap provide fully unsecured business loans and use technology to make the lending process straightforward and swift. They base their decision on recent business performance rather than business plans and forecasts. This allows them to offer loans without the need for businesses owners to give personal guarantees and take on unnecessary risk. The Spotcap loan has given thousands of business owners the confidence, security and freedom to achieve the vision for their business. It is available in five markets globally. Spotcap can support small to large sized businesses in the UK that meet their criteria, they also lend internationally.
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Your business needs to have been trading for at least 2 years and have an annual turnover of at least £250k. Your business also must have a bank account for the money to be transferred to. £10k - £150k for 7 - 15 months.