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It’s all about cash flow. The VAT liable on a property purchase is a major consideration for purchasers. Mortgage banks do not normally offer loans over 60% LTV which means that 40% in equity is required, as well as standard acquisition costs ranging from between 5 – 7%. On top of these outlays, the purchaser has to provide a further 20% for the VAT, payable on completion. This additional, sometimes overlooked, cost can pose a significant problem – which jeopardises the deal. Although the VAT is later recovered from HMRC, reclaiming the money can take up to three or four months, devastating cash flow for the buyer. BloomSmith’s VAT loan facility is ready to help. By providing unsecured finance to cover 100% of the VAT on your purchase, they facilitate your deal.

Bridging Loans

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VAT Bridging Loan

Min Loan
Max Loan
Max Term
2 years
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Providing unsecured finance to cover 100% of the VAT on your commercial property purchases.

100% Of Vat Required

Your property may be repossessed if you do not keep up repayments on any debt secured against it.

About Us

Legalwebb UK Ltd T/A is authorised and fully regulated by the FCA. Ref: 734694. operates as a commercial finance broker and is not a lender. is a full member of the financial intermediary and broker association (FIBA) and operates under its code of practice.

Contact Info
  • 0116 298 7376
  •, 169 London Road, Leicester, LE2 1EG
  • Monday - Friday, 9am - 5pm
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