B2Bfinance.com can help purchase or re-mortgaging a single residential buy-to-let property, or a portfolio. Individual borrower rates start from 1.67% with LTVs up to 85%. Better still there will is NO BROKER FEE saving you £500 - £2,000. We only get paid by the lender when you get your mortgage, simple!
As well as the well known national names, we use regional and local lenders to cover the country. In Scotland and Northern Ireland, due to differing legal systems, fewer lenders offer mortgages.
Lender appetites change and we keep closely in touch with lenders to know who is lending to particular property sectors. In particular, many lenders are fussy about semi-commercial property investment proposals, and some discourage them from time to time.
We save you time in going to the best lenders for your type of business and with our knowledge of rates can secure the best deal. You will normally pay no extra for this service. We are paid by a commission which all lenders pay to brokers who introduce business to them.
Buy-to-let mortgage interest relief has now been axed for individuals and replaced with a 20 per cent tax credit. As a result there has been much more emphasis in 2016 on LLP and LTD mortgages. Additionally, from April 2016 landlords have to pay an extra 3% stamp duty on property purchases. An investor has to consider whether it is appropriate to hold residential property investments in personal names or in a Limited liability partnership (LLP) or private limited company (LTD). See a table of the tax changes effecting finance costs related to buy-to-let residential property owned in personal names over the next few years:
In order for us to start understanding your requirements we need you to complete our enquiry form.
Term mortgages secured against commercial property, or semi-commercial property. If you are buying or refinancing residential investment property then please use our 'residential buy-to-let' enquiry form.
If you are looking at buying a property at auction (or have won a property) we can help you get finance against it. You may want to develop it and sell it, or rent it out, we can get you the right product for your needs and FAST!
From experienced developers, to first time builders, from single units to large scale projects, we have a full panel of lenders and an experienced team of brokers to help find the right package for your needs.
If you are looking for assistance in financing piece of equipment, vehicles, or even software, we have a number of lenders that are willing to help, and team of experienced brokers to guide you through the process.
Using invoice finance will improve your cash flow and help your business grow. We have a range of invoice finance lenders who provide flexible low-cost options to help you release funds with slow to pay customers.
Individual units to large portfolios, blocks of flats to HMOs, we have lenders ready to lend on all types of residential property. They can be owned in your personal name, in a Ltd Co, LLP, Trust, off shore, on shore, you name it, we have lenders who can do it!
Our online quote system always you to upload your documents to us in a secure environment. Sign digitally and you can complete in minutes.
Our team of brokers are mostly ex-high street bankers with 15-30 years of commercial banking experience.
All deals start with an idea. Discuss your idea with us and we’ll tell you how you could fund it, and what to budget for.