Bridging Loans
Let us help you find the cheapest, fastest most flexible bridge lender.
Frequently Asked QuestionsExcellent
617 reviews
Lenders
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With our simple form, case management tools, and expert advisers; finding funding has never been simpler.
Let us know about you and what you would like to achieve.
Your assigned adviser will issue an indicative quote.
Review your offers and choose the best for you.
Valuations are conducted, formal offers made, funds are drawn.
Frequently Asked Questions
Need answers? We got 'em.
Bridging loans are a type of short-term property backed loan. They are no different to long term mortgages in that they are secured by a first charge, or a second charge against your property. Because they are secured, the same steps of valuation and preparation of a legal charge deed have to be taken as with a normal term mortgage.
However, bridging loans are designed to be arranged quickly, and to run for a 1-36-month duration. Interest is taken from the loan balance at the start of the term, with the option to pay back the balance at any time, usually with no exit penalties. As the loan duration increases past 18 months most lenders look for the loan to be serviced with monthly interest payments. Because interest payments are already taken from the loan balance, there are usually no affordability checks.
Bridging loans can be used to help businesses bridge the gap between making a purchase and other funds becoming available. They are often used to buy one property while you wait to sell another.
Property development
Refurbishment
Paying a tax bill
Bridging loans are used by property developers at auctions who need to pay a deposit to secure their purchase at short notice.
Protect Your Business
Business protection insurance protects your business against the illness, disability or death of its directors or employees. Effectively you get personal life and income protection cover paid for by your business, with various tax benefits.
Excellent Service
Don't just take our word for it. Read our latest reviews.
Vip
Rated 5.00 stars out of 5
Ben Jones was extremely helpful and proficient throughout the process. I look forward to working with him again.
Adam King
Rated 5.00 stars out of 5
Recently worked with Andy Small to purchase a commercial property, from start to finish he was fantastic, great communication replied promptly to every email and me kept informed throughout the whole transaction. Would 100% recommend.
Lynton Stott
Rated 5.00 stars out of 5
I feel very fortunate to have had Andy Small assisting me on my BTL purchases, his knowledge and attention to detail has been invaluable and always contactable to help with every step during the process. Thanks Andy 👍
Maneesh
Rated 5.00 stars out of 5
Tim helped us with the Ltd company BTL. I admire his skills in understanding what his clients are after and the clarity on what products would work for them. Right from day one he worked backwards with timeline and helped throughout whether it was finding the right lender or solicitor or insurer. Having worked with over 10 mortgage advisors over th...
St John Kenneth Francis Rowntree
Rated 5.00 stars out of 5
I dealt with Iain Humber who was very helful and worked with me to get the best option for my company re-mortgage on 3 BTL flats we own. I would definitely recommend Iain and B2B Finance to anyone looking for solid and professional financial service
Jonathan David Cave
Rated 5.00 stars out of 5
B2B finance have been a tremendous support to our family business...We highly recommend there astute customer service, outstanding support and advise.