Bridging Loans
Let us help you find the cheapest, fastest most flexible bridge lender.
Frequently Asked QuestionsExcellent
608 reviews
Lenders
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With our simple form, case management tools, and expert advisers; finding funding has never been simpler.
Let us know about you and what you would like to achieve.
Your assigned adviser will issue an indicative quote.
Review your offers and choose the best for you.
Valuations are conducted, formal offers made, funds are drawn.
Frequently Asked Questions
Need answers? We got 'em.
Bridging loans are a type of short-term property backed loan. They are no different to long term mortgages in that they are secured by a first charge, or a second charge against your property. Because they are secured, the same steps of valuation and preparation of a legal charge deed have to be taken as with a normal term mortgage.
However, bridging loans are designed to be arranged quickly, and to run for a 1-36-month duration. Interest is taken from the loan balance at the start of the term, with the option to pay back the balance at any time, usually with no exit penalties. As the loan duration increases past 18 months most lenders look for the loan to be serviced with monthly interest payments. Because interest payments are already taken from the loan balance, there are usually no affordability checks.
Bridging loans can be used to help businesses bridge the gap between making a purchase and other funds becoming available. They are often used to buy one property while you wait to sell another.
Property development
Refurbishment
Paying a tax bill
Bridging loans are used by property developers at auctions who need to pay a deposit to secure their purchase at short notice.
Protect Your Business
Business protection insurance protects your business against the illness, disability or death of its directors or employees. Effectively you get personal life and income protection cover paid for by your business, with various tax benefits.
Excellent Service
Don't just take our word for it. Read our latest reviews.
Anonymous
Rated 5.00 stars out of 5
Andy has an excellent knowledge base and gave his time to explain things properly. It was just a no nonesense, straightforward process to get my Buy To Let remortgages sorted. Thanks Andy.
Alex D
Rated 5.00 stars out of 5
Very highly recommended. I worked with Iain Humber to secure a remortgage in a very complex buy-to-let setup, and it simply wouldn’t have gone through without him. Iain consistently found solutions to every obstacle from the lender and solicitors. He stayed in regular contact with the lender to keep the application on track. He secured the best pos...
John T
Rated 5.00 stars out of 5
Highly recommended commercial mortgage broker. Tim gave me the product that I wanted and turned around my offer with the lender super quick and very efficiently. An easy recommendation, wouldnt use anyone else.
Martin Ivison - MZI Properties 2024 Ltd
Rated 5.00 stars out of 5
Andy has been a pleasure to work with, from providing the right mortgage to product to giving me advice until completion, highly recommended, thanks Martin :)
Adam Dix
Rated 5.00 stars out of 5
Always very helpful and attentive each time I use them. Jo there is very knowledgeable.
Raykle Desmond Mahoney
Rated 5.00 stars out of 5
If you require a dedicated broker then reach out to Bruce Moore at B2B, finds the best deal of the month each time I call up. He makes sure lenders and solicitors are on point to the point they ask him to stop chasing hahaha you need someone like him to ensure things get done and get over the line intime.