Bridging Loans
Let us help you find the cheapest, fastest most flexible bridge lender.
Frequently Asked QuestionsExcellent
599 reviews
Lenders
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With our simple form, case management tools, and expert advisers; finding funding has never been simpler.
Let us know about you and what you would like to achieve.
Your assigned adviser will issue an indicative quote.
Review your offers and choose the best for you.
Valuations are conducted, formal offers made, funds are drawn.
Frequently Asked Questions
Need answers? We got 'em.
Bridging loans are a type of short-term property backed loan. They are no different to long term mortgages in that they are secured by a first charge, or a second charge against your property. Because they are secured, the same steps of valuation and preparation of a legal charge deed have to be taken as with a normal term mortgage.
However, bridging loans are designed to be arranged quickly, and to run for a 1-36-month duration. Interest is taken from the loan balance at the start of the term, with the option to pay back the balance at any time, usually with no exit penalties. As the loan duration increases past 18 months most lenders look for the loan to be serviced with monthly interest payments. Because interest payments are already taken from the loan balance, there are usually no affordability checks.
Bridging loans can be used to help businesses bridge the gap between making a purchase and other funds becoming available. They are often used to buy one property while you wait to sell another.
Property development
Refurbishment
Paying a tax bill
Bridging loans are used by property developers at auctions who need to pay a deposit to secure their purchase at short notice.
Protect Your Business
Business protection insurance protects your business against the illness, disability or death of its directors or employees. Effectively you get personal life and income protection cover paid for by your business, with various tax benefits.
Excellent Service
Don't just take our word for it. Read our latest reviews.
Zain
Rated 5.00 stars out of 5
Prompt response to my Mortgage enquiry
Milan Solanki
Rated 5.00 stars out of 5
Paul Misner is the best in the business. Really honest and balanced advice from start to finish. And kept me in the loop throughout the process. Always on top of everything. Highly recommed
Celine Elon
Rated 5.00 stars out of 5
"I met theresachin recovery group through a recommendation from my DCI brother-in-law. He had seen me go through thick and thin to get the funds snatched away in seconds by a lazy fraudulent "company", called Algoforex. He went through his police forensics and records until he came up with one final name, theresachin recovery group, who is the top-...
"Philip Letton"
Rated 5.00 stars out of 5
Our Advisor was Iain Humber. He was extremely professional and a pleasure to work with. He was very punctual with emails and phone communication. He gave good advice and accessed the best rates available. He has a good knowledge of the loan companies and who they will lend to. I intend to use his services again in the near future.
Paul
Rated 5.00 stars out of 5
Great service, advice and professionalism
John Tracey
Rated 5.00 stars out of 5
Great service and advice. All options from whole of market given. Easy process and great outcome. Would recommend to anyone.