Bridging Loans
Let us help you find the cheapest, fastest most flexible bridge lender.
Frequently Asked QuestionsExcellent
599 reviews
Lenders
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With our simple form, case management tools, and expert advisers; finding funding has never been simpler.
Let us know about you and what you would like to achieve.
Your assigned adviser will issue an indicative quote.
Review your offers and choose the best for you.
Valuations are conducted, formal offers made, funds are drawn.
Frequently Asked Questions
Need answers? We got 'em.
Bridging loans are a type of short-term property backed loan. They are no different to long term mortgages in that they are secured by a first charge, or a second charge against your property. Because they are secured, the same steps of valuation and preparation of a legal charge deed have to be taken as with a normal term mortgage.
However, bridging loans are designed to be arranged quickly, and to run for a 1-36-month duration. Interest is taken from the loan balance at the start of the term, with the option to pay back the balance at any time, usually with no exit penalties. As the loan duration increases past 18 months most lenders look for the loan to be serviced with monthly interest payments. Because interest payments are already taken from the loan balance, there are usually no affordability checks.
Bridging loans can be used to help businesses bridge the gap between making a purchase and other funds becoming available. They are often used to buy one property while you wait to sell another.
Property development
Refurbishment
Paying a tax bill
Bridging loans are used by property developers at auctions who need to pay a deposit to secure their purchase at short notice.
Protect Your Business
Business protection insurance protects your business against the illness, disability or death of its directors or employees. Effectively you get personal life and income protection cover paid for by your business, with various tax benefits.
Excellent Service
Don't just take our word for it. Read our latest reviews.
Sahil
Rated 5.00 stars out of 5
Iain would go beyond all possibilities to help you out snd make it happen for you. I have used him few times now and i always get a solution. Cant recommend enough.
Anonymous
Rated 5.00 stars out of 5
My situation was atypial and difficult to process being outside regular and traditional borrowers profiles . Let me say that Ian Humber my finance broker worked ceaselessly and tenanciously to get me finance and after dogged persistenace and unflinching support and help he achieve the £150K borrowing i needed . Let me highly recommend this outf...
Rosa Lai
Rated 5.00 stars out of 5
David was very supportive and responsive! his service was impeccable and we look forward to work with him again!
Benjamin Lai
Rated 5.00 stars out of 5
We had an exceptional experience working with David Holloway. His patience and perseverance helped us navigate the volumes of paperwork and ultimately got us over the line! We would have no hesitation at all recommending him and his firm. Absolute pleasure.
Anonymous
Rated 5.00 stars out of 5
Excellent experience! Our broker Andy Small is professional & knowledgeable and kept me fully informed at all stages - Thanks
Lynton Stott
Rated 5.00 stars out of 5
What a fantastic service from Andy Small at B2B finance, his communication was first class and always went through every step thoroughly and never felt rushed.... Would highly recommend !!!