Skip to content

VAT Loan

Let us help you find the best rate on your VAT Loan.

Frequently Asked Questions

Excellent

599 reviews

VAT Due

100%

Terms up to

6 Months

Loans from

£20k
Funds are paid directly to HMRC
Existing VAT arrears allowed
Property VAT covered
Suitable for individuals or companies

How It Works

With our simple form, case management tools, and expert advisers; finding asset funding has never been simpler.

Tell us what you need

Complete the quote form and let us know about your requirements.

Indicative quote

We'll review your requirements and gather terms from various lenders.

Accept terms

Accept the terms you are happy with and sign paperwork.

Funds Sent to HMRC

Once everything is approved, the process will be completed by releasing funds and making the facility live.

Get Quote

Frequently Asked Questions

Need answers? We got 'em.

The VAT bill on some commercial property transactions can be huge. This usually comes at a time when cash is needed to pay for a deposit, stamp duty and legals. Why not bridge the VAT element of the transaction and suffer a small amount of interest, rather than tying up cash for up to 3 months.

In some cases we can arrange funding to clear any arrears that have built up with HMRC and avoid late payment fines.

Yes, providing the directors/shareholders are willing to provide a personal guarantee, a start up business can borrow for VAT.

The current UK VAT threshold is £85,000, so if your turnover is higher than this amount you will need to start to charge VAT. When a business starts to charge VAT they generally use the additional income in the day-to-day running of the business. This can lead to a cash flow issue when suddenly a large amount needs to be paid to HMRC at the end of the VAT quarter. This is where a VAT loan comes in. The loan is paid directly to HMRC and the business has an additional 1-6 months to pay the lender.

Excellent Service

Don't just take our word for it. Read our latest reviews.

Sahil

Rated 5.00 stars out of 5

Iain would go beyond all possibilities to help you out snd make it happen for you. I have used him few times now and i always get a solution. Cant recommend enough.

Anonymous

Rated 5.00 stars out of 5

My situation was atypial and difficult to process being outside regular and traditional borrowers profiles . Let me say that Ian Humber my finance broker worked ceaselessly and tenanciously to get me finance and after dogged persistenace and unflinching support and help he achieve the £150K borrowing i needed . Let me highly recommend this outf...

Rosa Lai

Rated 5.00 stars out of 5

David was very supportive and responsive! his service was impeccable and we look forward to work with him again!

Benjamin Lai

Rated 5.00 stars out of 5

We had an exceptional experience working with David Holloway. His patience and perseverance helped us navigate the volumes of paperwork and ultimately got us over the line! We would have no hesitation at all recommending him and his firm. Absolute pleasure.

Anonymous

Rated 5.00 stars out of 5

Excellent experience! Our broker Andy Small is professional & knowledgeable and kept me fully informed at all stages - Thanks

Lynton Stott

Rated 5.00 stars out of 5

What a fantastic service from Andy Small at B2B finance, his communication was first class and always went through every step thoroughly and never felt rushed.... Would highly recommend !!!

Rated 4.93 out of 5 based on 599 reviews

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

About Us

Legalwebb UK Ltd T/A B2Bfinance.com is authorised and fully regulated by the FCA. Ref: 734694.

B2Bfinance.com operates as a commercial finance broker and is not a lender. B2Bfinance.com is a full member of the financial intermediary and broker association (FIBA) and operates under its code of practice.

Find us on
Contact Info
  • 0116 298 7376
  • info@b2bfinance.com
  • B2Bfinance.com, 169 London Road, Leicester, LE2 1EG
  • Monday - Friday, 9am - 5pm
Copyright © 2025 Legalwebb UK LTD. All rights reserved.