Executive Income Protection
An Executive Income Protection plan offers a cost-effective way for an employer to continue to pay an employees salary. Premiums are paid, and the policy is owned, by the employer.
Frequently Asked QuestionsCost Efficient
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How It Works
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Our adviser will provide you with a quote from a panel of top providers in the UK.
We will guide your case through the underwriting process.
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Frequently Asked Questions
Need answers? We got 'em.
The benefit is payable should an employee/director become unable to work due to accident or illness which resulted in a loss of earnings.
Up to 80% of the employee’s pre-incapacity earnings and dividends, as well as the option to include the employers NIC’s and pension contributions. You can also cover a spouse or registered civil partner’s gross earnings and or dividends (that would stop in the event of the employee being unable to work due to illness or injury).
The person covered must be an employee of a UK business, which can include salaried company directors. The product is designed to predominantly cover employees of Limited Companies. There are some scenarios where insurers may consider cover for dividends only.
Based on our current understanding of the tax rules that apply which could change in the future. The premiums that you pay will not be treated as a P11D expense for the employee.
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Tom
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Shorted a great product very quickly and efficiently
Anonymous
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From the start of the commercial mortgage deal, Jo went out of her way to understand our requirements. She was professional, patient and calm throughout the whole process. Jo is extremely knowledgeable in the commercial mortgage world and without Jo and her team we would not have completed on our property. Thank you so much Jo!
Jain
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I’d like to extend my sincere appreciation to the B2B Finance team for their outstanding support in helping me secure a mortgage broker and guiding me smoothly through the entire process. Their communication was clear, timely, and reassuring at every stage, making what could have been a stressful experience feel seamless. A special thank-you to ...
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Jo McCarthy helped get us finance when we thought it was impossible. She is the best broker I have come across. Highly recommended
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Tim Leverett provided a very professional service and was and easy to work with. Found us a good deal in todays market and provided a service over and above what we would normally expect. Assisted us greatly at every turn and dealt with a very unsupportive set of solicitors to ensure the mortgage was secured. Would definately recommend.
Bhupendra short)
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Jo McCarthy was excellent in offering a product that suited my needs and then following through on numerous queries or handling matters herself directly with the lender to achieve the end result.