Executive Income Protection
An Executive Income Protection plan offers a cost-effective way for an employer to continue to pay an employees salary. Premiums are paid, and the policy is owned, by the employer.
Frequently Asked QuestionsCost Efficient
Start your cover straight away from just £20pm
How It Works
Tell us about you and your business with our quick and easy online form.
Our adviser will provide you with a quote from a panel of top providers in the UK.
We will guide your case through the underwriting process.
Peace of mind to know that you are protected.
Frequently Asked Questions
Need answers? We got 'em.
The benefit is payable should an employee/director become unable to work due to accident or illness which resulted in a loss of earnings.
Up to 80% of the employee’s pre-incapacity earnings and dividends, as well as the option to include the employers NIC’s and pension contributions. You can also cover a spouse or registered civil partner’s gross earnings and or dividends (that would stop in the event of the employee being unable to work due to illness or injury).
The person covered must be an employee of a UK business, which can include salaried company directors. The product is designed to predominantly cover employees of Limited Companies. There are some scenarios where insurers may consider cover for dividends only.
Based on our current understanding of the tax rules that apply which could change in the future. The premiums that you pay will not be treated as a P11D expense for the employee.
Excellent Service
Don't just take our word for it. Read our latest reviews.
Anonymous
Rated 5.00 stars out of 5
Iain was great through the entire process on the refinancing of two commercial properties. He was very responsive to any queries and maintained good communications at all times. We would certainly use Iain again.
Vip
Rated 5.00 stars out of 5
Ben Jones was extremely helpful and proficient throughout the process. I look forward to working with him again.
Adam King
Rated 5.00 stars out of 5
Recently worked with Andy Small to purchase a commercial property, from start to finish he was fantastic, great communication replied promptly to every email and me kept informed throughout the whole transaction. Would 100% recommend.
Lynton Stott
Rated 5.00 stars out of 5
I feel very fortunate to have had Andy Small assisting me on my BTL purchases, his knowledge and attention to detail has been invaluable and always contactable to help with every step during the process. Thanks Andy 👍
Maneesh
Rated 5.00 stars out of 5
Tim helped us with the Ltd company BTL. I admire his skills in understanding what his clients are after and the clarity on what products would work for them. Right from day one he worked backwards with timeline and helped throughout whether it was finding the right lender or solicitor or insurer. Having worked with over 10 mortgage advisors over th...
St John Kenneth Francis Rowntree
Rated 5.00 stars out of 5
I dealt with Iain Humber who was very helful and worked with me to get the best option for my company re-mortgage on 3 BTL flats we own. I would definitely recommend Iain and B2B Finance to anyone looking for solid and professional financial service