Executive Income Protection
An Executive Income Protection plan offers a cost-effective way for an employer to continue to pay an employees salary. Premiums are paid, and the policy is owned, by the employer.
Frequently Asked QuestionsExcellent
610 reviews
Cost Efficient
Start your cover straight away from just £20pm
How It Works
Tell us about you and your business with our quick and easy online form.
Our adviser will provide you with a quote from a panel of top providers in the UK.
We will guide your case through the underwriting process.
Peace of mind to know that you are protected.
Frequently Asked Questions
Need answers? We got 'em.
The benefit is payable should an employee/director become unable to work due to accident or illness which resulted in a loss of earnings.
Up to 80% of the employee’s pre-incapacity earnings and dividends, as well as the option to include the employers NIC’s and pension contributions. You can also cover a spouse or registered civil partner’s gross earnings and or dividends (that would stop in the event of the employee being unable to work due to illness or injury).
The person covered must be an employee of a UK business, which can include salaried company directors. The product is designed to predominantly cover employees of Limited Companies. There are some scenarios where insurers may consider cover for dividends only.
Based on our current understanding of the tax rules that apply which could change in the future. The premiums that you pay will not be treated as a P11D expense for the employee.
Excellent Service
Don't just take our word for it. Read our latest reviews.
Andrew Aspell
Rated 5.00 stars out of 5
Tim Leverett provided a very professional service and was and easy to work with. Found us a good deal in todays market and provided a service over and above what we would normally expect. Assisted us greatly at every turn and dealt with a very unsupportive set of solicitors to ensure the mortgage was secured. Would definately recommend.
Bhupendra short)
Rated 5.00 stars out of 5
Jo McCarthy was excellent in offering a product that suited my needs and then following through on numerous queries or handling matters herself directly with the lender to achieve the end result.
Anonymous
Rated 5.00 stars out of 5
Andy has an excellent knowledge base and gave his time to explain things properly. It was just a no nonesense, straightforward process to get my Buy To Let remortgages sorted. Thanks Andy.
Alex D
Rated 5.00 stars out of 5
Very highly recommended. I worked with Iain Humber to secure a remortgage in a very complex buy-to-let setup, and it simply wouldn’t have gone through without him. Iain consistently found solutions to every obstacle from the lender and solicitors. He stayed in regular contact with the lender to keep the application on track. He secured the best pos...
John T
Rated 5.00 stars out of 5
Highly recommended commercial mortgage broker. Tim gave me the product that I wanted and turned around my offer with the lender super quick and very efficiently. An easy recommendation, wouldnt use anyone else.
Martin Ivison - MZI Properties 2024 Ltd
Rated 5.00 stars out of 5
Andy has been a pleasure to work with, from providing the right mortgage to product to giving me advice until completion, highly recommended, thanks Martin :)