Executive Income Protection
An Executive Income Protection plan offers a cost-effective way for an employer to continue to pay an employees salary. Premiums are paid, and the policy is owned, by the employer.
Frequently Asked QuestionsCost Efficient
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How It Works
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Our adviser will provide you with a quote from a panel of top providers in the UK.
We will guide your case through the underwriting process.
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Frequently Asked Questions
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The benefit is payable should an employee/director become unable to work due to accident or illness which resulted in a loss of earnings.
Up to 80% of the employee’s pre-incapacity earnings and dividends, as well as the option to include the employers NIC’s and pension contributions. You can also cover a spouse or registered civil partner’s gross earnings and or dividends (that would stop in the event of the employee being unable to work due to illness or injury).
The person covered must be an employee of a UK business, which can include salaried company directors. The product is designed to predominantly cover employees of Limited Companies. There are some scenarios where insurers may consider cover for dividends only.
Based on our current understanding of the tax rules that apply which could change in the future. The premiums that you pay will not be treated as a P11D expense for the employee.
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St John Kenneth Francis Rowntree
Rated 5.00 stars out of 5
I dealt with Iain Humber who was very helful and worked with me to get the best option for my company re-mortgage on 3 BTL flats we own. I would definitely recommend Iain and B2B Finance to anyone looking for solid and professional financial service
Jonathan David Cave
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B2B finance have been a tremendous support to our family business...We highly recommend there astute customer service, outstanding support and advise.
Anonymous
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Extremely responsive and helpful. Tim was very pro-active and solved all the problems that were thrown up during the process. His advice was invaluable. I really cannot recommend them too highly.
Tom
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Shorted a great product very quickly and efficiently
Anonymous
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From the start of the commercial mortgage deal, Jo went out of her way to understand our requirements. She was professional, patient and calm throughout the whole process. Jo is extremely knowledgeable in the commercial mortgage world and without Jo and her team we would not have completed on our property. Thank you so much Jo!
Jain
Rated 5.00 stars out of 5
I’d like to extend my sincere appreciation to the B2B Finance team for their outstanding support in helping me secure a mortgage broker and guiding me smoothly through the entire process. Their communication was clear, timely, and reassuring at every stage, making what could have been a stressful experience feel seamless. A special thank-you to ...