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Executive Income Protection

An Executive Income Protection plan offers a cost-effective way for an employer to continue to pay an employees salary. Premiums are paid, and the policy is owned, by the employer.

Frequently Asked Questions

Excellent

614 reviews

Protection for directors and employees
If you fell ill, how would your business pay you?
Protect your salary and pay no benefit in kind tax
Keep your business stable while you recover from an accident or illness

Cost Efficient

Start your cover straight away from just £20pm

Age 30
benefit amount
£3,500 pm
Deferred period
26 weeks
Paid until
Age 65
cost
£39 pm
Age 40
benefit amount
£3,500 pm
Deferred period
26 weeks
Paid until
Age 65
cost
£62 pm
Age 50
benefit amount
£3,500 pm
Deferred period
26 weeks
Paid until
Age 65
cost
£108 pm

How It Works

Complete Online Enquiry

Tell us about you and your business with our quick and easy online form.

Receive Quote

Our adviser will provide you with a quote from a panel of top providers in the UK.

Support

We will guide your case through the underwriting process.

Protected

Peace of mind to know that you are protected.

Get Quote

Frequently Asked Questions

Need answers? We got 'em.

The benefit is payable should an employee/director become unable to work due to accident or illness which resulted in a loss of earnings.

Up to 80% of the employee’s pre-incapacity earnings and dividends, as well as the option to include the employers NIC’s and pension contributions. You can also cover a spouse or registered civil partner’s gross earnings and or dividends (that would stop in the event of the employee being unable to work due to illness or injury).

The person covered must be an employee of a UK business, which can include salaried company directors. The product is designed to predominantly cover employees of Limited Companies. There are some scenarios where insurers may consider cover for dividends only.

Based on our current understanding of the tax rules that apply which could change in the future. The premiums that you pay will not be treated as a P11D expense for the employee.

In the event of a claim, the benefit would get paid tax free into the company. However when the company pays the benefit to the employee, standard tax rules apply.

Excellent Service

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Tom

Rated 5.00 stars out of 5

Shorted a great product very quickly and efficiently

Anonymous

Rated 5.00 stars out of 5

From the start of the commercial mortgage deal, Jo went out of her way to understand our requirements. She was professional, patient and calm throughout the whole process. Jo is extremely knowledgeable in the commercial mortgage world and without Jo and her team we would not have completed on our property. Thank you so much Jo!

Jain

Rated 5.00 stars out of 5

I’d like to extend my sincere appreciation to the B2B Finance team for their outstanding support in helping me secure a mortgage broker and guiding me smoothly through the entire process. Their communication was clear, timely, and reassuring at every stage, making what could have been a stressful experience feel seamless. A special thank-you to ...

Satnam Singh Talwar

Rated 5.00 stars out of 5

Jo McCarthy helped get us finance when we thought it was impossible. She is the best broker I have come across. Highly recommended

Andrew Aspell

Rated 5.00 stars out of 5

Tim Leverett provided a very professional service and was and easy to work with. Found us a good deal in todays market and provided a service over and above what we would normally expect. Assisted us greatly at every turn and dealt with a very unsupportive set of solicitors to ensure the mortgage was secured. Would definately recommend.

Bhupendra short)

Rated 5.00 stars out of 5

Jo McCarthy was excellent in offering a product that suited my needs and then following through on numerous queries or handling matters herself directly with the lender to achieve the end result.

Rated 4.93 out of 5 based on 614 reviews

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

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