Asset Finance
Let us help you find the best lender to finance your assets. Government backed RLS facilities are now available against Asset Finance agreements.
Frequently Asked QuestionsAsset Value
100%Broker Fee
NoneLoans From
£50kHow It Works
With our simple form, case management tools, and expert advisers; finding asset funding has never been simpler.
Complete quote form and let us know about your requirements.
We'll review your requirements and gather terms from various lenders.
Accept the terms you are happy with and sign paperwork.
Once everything’s approved, the process will then be completed by releasing funds and making the facility live.
Frequently Asked Questions
Need answers? We got 'em.
Asset finance is a type of loan that enables businesses to obtain funding for the purchase of assets they need to run and grow successfully. Assets such as cars and vehicles, equipment, software, machinery, systems, tools, furniture, mobile buildings, containers, and other technology, or enables you to release capital in assets you own.
There can be tax benefits which can help your business, but we recommend speaking to your accountant beforehand.
Paying cash outright for capital assets can be a significant drain on your working capital, and waiting for cash from your receivables also restricts growth, asset finance takes this strain off your business and will ease your cash flow through regular payments over an agreed period of time and there can be tax benefits which can help.
You can use asset finance for:
Cars and vehicles
Mobile homes/buildings
Office equipment
Computers and software including phone systems
Agricultural and plant equipment
Construction equipment
Tools
Hotel, pub and restaurant furniture
Medical and dental equipment
Containers
Renewable energy and sustainable technology
Hire purchase enables you to secure ownership of the assets by paying in instalments over time. The cost of an asset can be spread over its useful working life and paid for out of the revenue it earns. Payment patterns can be tailored to suit individual needs, generally involving a 10% deposit and all VAT paid upfront followed by a series of monthly or quarterly instalments. Customers can choose between a fixed rate or base rate hire purchase. Hire purchase is similar to equipment leasing but your business owns the item.
An equipment leasing agreement gives a business full use of an asset for an agreed period of time at an agreed monthly or quarterly rental. The funder will purchase the required asset, claim any available allowances or writing down allowances and pass the full benefit on within the lease rentals. Funders have different leasing plans, each designed to meet the requirements of specific circumstances.
The two types of equipment leasing are known as finance leasing and operating leasing. Paying cash outright for capital assets can be a signature drain on your working capital, and waiting for cash from your receivables also restricts growth.
Asset refinancing agreements are aimed at businesses that already own the asset and which now need to release some of the capital tied up in those assets. The funder buys the asset from you and leases it back to you for an agreed period of time at an agreed monthly or quarterly rental.
Excellent Service
Don't just take our word for it. Read our latest reviews.
"Rachel Owen"
Rated 5.00 stars out of 5
Couldn’t thank Iain and Jo enough for all they did for me, would definitely use again and recommend to anybody, they have been fantastic. Thank you so much!
Anonymous
Rated 5.00 stars out of 5
fast trustful, very helpful. I will definitely come back again.
DANIEL S Z M BOCTOR
Rated 5.00 stars out of 5
Rebecca Jones from the B2B team has been fantastic to work with. Thank you for all your efforts. She was able to facilitate an excellent deal for us, for a very difficult case in a difficult market. We are very pleased indeed. Thank you Rebecca for all your support and making the journey as smooth as possible for us! We really appreciate all your h...
Anonymous
Rated 5.00 stars out of 5
Great help from Jodie.
Robert Pulford
Rated 5.00 stars out of 5
Absolutely the best service I have ever received from a firm of finance brokers. Andy Jones and Jo McCarthy were superb and I would always recommend them. The thing is they always come up with an answer and so many brokers just ignore you and don’t come back!
Mark
Rated 5.00 stars out of 5
Jo McCarthy helped us find a great holiday let mortgage where other brokers had failed, either to achieve the required LTV or approval of financial income etc. It has been the quickest and easiest process that I have ever encountered in my experience of over 20 home loans.