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CBILS Remortgage

Let us help you move your existing mortgage to a CBILS mortgage

Frequently Asked Questions

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550 reviews

LTV up to


Rates from


Free for

1 Year
Investment & Trading properties accepted
Refinance only - No new purchases
Capital Raising also accepted

How It Works

With our simple form, case management tools, and expert advisers; finding funding has never been simpler.

Complete online enquiry

Let us know about you and your existing property

Indicative quote

If your scenario is eligable for CBILS our adviser will issue an indicative quote.

Offers from lenders

Offers made under the CBILS scheme. There are NO arrangement fees.


Valuations are conducted, formal offers made, funds are drawn. The process takes 8-10 weeks.

Get Quote

Frequently Asked Questions

Need answers? We got 'em.

Yes, any property in the accommodation or food sectors (such as restaurants, pubs, hotels, Takeaways, B&B’s), or anything in the healthcare sectors (Care Homes, GP & Dental practices) are not acceptable.

All other property types are considered.

No. With a CBILS re-mortgage you will get 12 months interest and capital repayment free. The interest costs are covered by the Business Interruption Payment (BIP). The lender will provide a 12 month repayment holiday.

If you opt for a capital and interest repayment mortgage then the capital repayments will begin on the 13th month.

If you opt for an Interest-only mortgage then there will be no capital repayments at all.

Yes, 'capital raising' is allowed as long as you can demonstrate that the funds to be released a for a business purpose – no speculative use)

Subject to affordability stress test you can release up to 75% of the value of the property, minus the existing mortgage outstanding.

Yes, all residential or commercial investment properties are eligible, providing they are income producing with a tenant that has not been too badly impacted by the pandemic.

Unfortunately these will need to be paid as part of the settlement of the existing mortgage. You should therefore factor in any exit penalties your existing lender may charge before pursing a CBILS re-mortgage.

Yes, you will need to pay for a valuation to however if the application for funding is successful the cost of the valuation will be covered by the Business Interruption Payment (BIP) provided by the government. You will therefore be refunded once the lender receives the BIP payment.

Valuations are only instructed once a full underwrite is completed on the case, so all other aspects of the application will be acceptable to the lender prior to the valuation fees being incurred.

There is the risk that the valuation comes lower than expected and the lender either reduces their loan amount or declines to lend. In this scenario there would be no refund of valuation fees.

Excellent Service

Don't just take our word for it. Read our latest reviews.

George Charalambous
Rated 5.00 stars out of 5

Amanda was extremely helpful. She is good at communicating and helped me with my enquiry.

Rated 5.00 stars out of 5

Used Amanda again to arrange finance on a holiday let. She's very patient, knows the market and gets on with arranging your finance without a fuss. Would recommend without doubt - she always works with your best interests at heart

Rated 5.00 stars out of 5

I originally called on Iain Humber’s knowledge and services a few years ago when attempting to buy a commercial property at auction. We didn’t get it, but what shone through was his diligence, knowledge of the market and people skills. He has it all in abundance. So when another property came up, late last year, I didn’t hesitate to call Iain and w...

HR Homes Limited
Rated 5.00 stars out of 5

B2Bfinance were efficient at finding competitive mortgage products for B2L and Commercial mortgages within a limited company. Andy Small had great communication and was effective at making sure all communications from the lenders were quickly addressed.

Rated 5.00 stars out of 5

I highly recommend Paul Misner of B2B. My refinancing was happening just as rates were rising. Paul provided excellent advice, calm guidance and was timely and professional in execution. The entire process was calm and constructive with Paul managing communication between the different parties. Thank you Paul Kind regards Alison

James A
Rated 5.00 stars out of 5

I have used David Holloway at B2B Finance for many years now and it is without doubt a 5 star service handling sourcing and arrangement of commercial mortgages for me. David (and B2B Finance) are a pleasure to deal with, going the extra mile and delivering a positive outcome. I have a built a strong and trusting relationship with David who would al...

Rated 4.91 out of 5 based on 550 reviews

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

About Us

Legalwebb UK Ltd T/A is authorised and fully regulated by the FCA. Ref: 734694. operates as a commercial finance broker and is not a lender. is a full member of the financial intermediary and broker association (FIBA) and operates under its code of practice.

Contact Info
  • 0116 298 7376
  •, 169 London Road, Leicester, LE2 1EG
  • Monday - Friday, 9am - 5pm
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